Auto Refinance

We'll save you money or we'll pay you money.

Refinance your car loan with us and save. Or we’ll give you cash back*.


Here's how it works 

Let Oregon Community work with you to refinance your existing car loan and we pinky swear to:


Lower your current rate by 1%


Lower your monthly payment by $100


If we can't do either, we'll pay you 1% cash back*


Plus on top of all that we'll even give you the option to have no payments for 90 days. It's sort of our "we can help you save" guarantee. For more details, visit a branch.


Apply Now

*Offer available for all titled vehicles. Not available on current Oregon Community debt. Loan must be funded to qualify. Loan terms availability will vary depending on credit history, payment method, and model, make, year, and mileage. Rebate, if applicable, is given at time of refinance and is 1% of the loan amount rounded up to the nearest $5. $500 maximum rebate per vehicle. If the refinanced loan is paid off within 12 months, the rebate must be repaid through debit to the outstanding loan balance. Credit qualifications apply. Membership requirements
**Auto Loan APR 3.67% to 17.35%. Rates may change and are current as of 03/5/19. For example, on an auto loan for $20,000 at 3.96% for 74 months, you would make 74 payments of $305.06.