Business Banking Services

Keep business thriving

We’re here to help your business or nonprofit thrive.

When you join a credit union like OCCU, you gain a partner you can trust for your financial and business goals. From starting up, your first client, building your team, securing funding and more, we’re invested in the positive impacts you have on our neighborhoods. We celebrate the vision that becomes a reality. 

At OCCU, our vision is to enrich lives. Those of our members and our community at large. Oftentimes, those go hand-in-hand. Because when a local business like yours succeeds, it leads to more jobs, more spending and a strong local economy.

And a strong economy creates a strong community. 

Business is personal

As a business member, you’re an owner of OCCU. That means you have a voice in decisions that support you, your business and the future of the credit union. And that also means that you have a team — several, in fact — ready to support you with what you need to succeed. This includes:

  • Commercial real estate: Our team can help you find a loan that’s tailored to meet the needs of your Oregon business. Our competitive rates and low fees can help your business reach that next level of success.
  • SBA lending: OCCU is a Small Business Administration (SBA) Certified Lender and can help you get the right SBA financing when you need it. Our team offers quick commitments and closings that are driven by local decision-making from people who live and work in your communities.
  • Member business services: We’re here to help you achieve your big dreams, but we’re also behind you with products and services to make the day-to-day running of your business easier. If you’re a traditional business or non-profit, we have accounts that grow with your needs. And for law firms, we offer IOLTA accounts.
     
 

Traditional business

I'm looking for business banking solutions.

 

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Law firm

I’m looking for an IOLTA account.

 

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Nonprofit

I’m looking for no-fee banking solutions.

 

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Cleared Check Images

Get PDFs of your cleared checks in one easy document.

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MyOCCU Online & Mobile 

Manage your accounts no matter where you are. 

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Business credit cards

The OCCU Business Visa® Credit Card is an easy way to manage your expenses. Earn rewards and protect your purchases, too!

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Lending services

Business loans and lines of credit 

Our competitive rates and low fees can help your business succeed.

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Business vehicle and equipment

New or used, we make the vehicle loan process quick and easy, so your business never slows down. 

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Frequently Asked Questions

 

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What do I need to open a business or nonprofit account?

Once you’ve decided that you’re ready to open a business or nonprofit account with OCCU we recommend that you review our:


Reviewing these will allow you to prepare all necessary documentation for account opening.




What can I do on my own before calling or visiting a branch to open an account?

Below are some steps that you can do on your own before opening a business or nonprofit checking account.  

  1. Review the Business Documentation Checklist, which is page one of the Certification of Beneficial Owners (CBO).
  2. Review the CBO to ensure you have all necessary information.
  3. Make sure the business is actively registered with the Secretary of State (if required).
  4. Make sure you have your full EIN that was issued by the IRS (if required).



What are current business auto loan rates?

Business auto loan rates can vary. We recommend that you connect with our Member Business Services team to discuss auto loan lending options and rates.




How do I log into MyOCCU Online & Mobile for my business or nonprofit?

Enjoy having access to your business or nonprofit account wherever you are with MyOCCU Online & Mobile digital banking. You can register your account by following the steps outlined on our MyOCCU Online & Mobile enrollment page. To register your account, you will need your business member number, tax ID number and ZIP code.  


I forgot my username or password for my MyOCCU Online & Mobile business account. How do I get access?

Forgot username:

  • Visit Forgot Username and select “Find my business/entity username."
  • You will need your member number, tax ID number and ZIP code.
  • You will be required to provide either the email address or verbal password associated with your business membership.

Forgot password:

  • Visit Forgot Password.
  • Agree to the Forgot Password Disclosure.
  • You will need your username, member number, business registry date and tax ID number.

How can we help your business grow?

Our team is here to help. We’ll start with learning about your business and discovering the right products and services to keep it thriving. Let’s talk!