Make an offer
Just like you’ve considered multiple homes, sellers will consider multiple buyers before making a deal. When it’s time to make an offer, you’ll work with your REALTOR to add details that improve your chances of closing on the home. To see some options that can help your offer, check out our tips.View Tips
Prepare for a home inspection
Even the most beautiful, newly built homes should be inspected to ensure that there are no underlying issues. Be sure your REALTOR arranges a home inspection, even if the seller has the home inspected too. You'll want to be sure the inspector truly has your best interests in mind as the buyer.
Get a property appraisal & title search
Once the home is inspected and you're happy with the results, your OCCU loan officer will arrange a property appraisal and title search. This will tell you the home's market value as well as any information about the home found in public records. As OCCU completes this step for you, you can start thinking about the closing process.
10 unexpected costs to consider when buying a home
Before you close, make sure your budget accounts for both your home and these additional homebuyer costs.
4 ways to save for a down payment
The more work you put into saving, the faster it goes. Before you know it, you’ll have your down payment in hand and your goal within grasp.