Homebuying 101 - Making an Offer

Get ready to snag your dream home

You know when a house feels like home. So once you've found the one, the next step is to make a winning offer and go through the process of purchasing. You'll work with your REALTOR® through every step of this process, but OCCU has a few tips to make your next steps a little easier.

Make an offer

Just like you’ve considered multiple homes, sellers will consider multiple buyers before making a deal. When it’s time to make an offer, you’ll work with your REALTOR to add details that improve your chances of closing on the home. To see some options that can help your offer, check out our tips.

View Tips on making an offer

Prepare for a home inspection

Even the most beautiful, newly built homes should be inspected to ensure that there are no underlying issues. Be sure your REALTOR arranges a home inspection, even if the seller has the home inspected too. You'll want to be sure the inspector truly has your best interests in mind as the buyer.

Read more about home inspections

Get a property appraisal & title search

Once the home is inspected and you're happy with the results, your OCCU loan officer will arrange a property appraisal and title search. This will tell you the home's market value as well as any information about the home found in public records. As OCCU completes this step for you, you can start thinking about the closing process.

Home ownership

Owning a home is a rewarding experience. Learn how to make the most of it with our helpful home ownership articles.

View All home ownership articles »
Woman thinking while eating breakfafst

4 ways to save for a down payment

The more work you put into saving, the faster it goes. Before you know it, you’ll have your down payment in hand and your goal within grasp.

Couple having a serious discussion

When home bidding wars take an emotional toll

If you’re having trouble finding—and winning—your dream home, you’re not alone. Buying a home is an emotional roller coaster