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When it comes to finances, doesn’t it seem like some people just have a knack for managing their money wisely and some don’t?

We all have a FICO score, or at least anyone who has ever used credit does. Although you may be familiar with the concept of a credit score, do you really know what goes into coming up with a FICO score?

When taking out a loan for a new home or car, it’s important to understand what makes up a loan-to-value (LTV) ratio and how it can affect your loan terms.

Blank face + question mark + quivering mouth + Home Alone face = the feeling you get when trying to decipher confusing financial information.

Your credit score is an important part of your overall financial picture.

Want to figure out whether doing it yourself makes financial sense? Easy. All it takes is a little research and some simple math.