Member benefits: adding value with fee reductions

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You can tell a person’s values based on where they put their money. At OCCU, we invest our money back into our membership to bring value to you. This is the not-for-profit, financial cooperative model in action.

One of the ways we support our members is by minimizing fees, so you save your money for the things that matter most to you – whether that’s buying a home, enjoying a comfortable retirement or spending quality time with your family. Over the past few years, we’ve reduced or eliminated more than 60% of member account-related fees, including monthly checking account service charges and extended overdraft fees.

Now we’ve taken our fee reduction and removal initiative to the next level with extended overdraft fees, late fees and Skip-A-Pay. It’s just another way to show how much we value you as an OCCU member.

But don’t worry – we won’t stop there. We’re committed to our ongoing efforts to reduce and eliminate fees while adding more value to your membership.


This is what vision driven banking looks like

Why do we work so hard to save our members money? Because we’re driven by a vision, not profits.

Our vision is to enrich lives, and we do this in a number of ways. We help our members plan their financial futures and make smart decisions about their money. We meet people wherever they’re at in their financial journey with products and solutions tailored to their needs. And we focus every day on bringing you more value in whatever way we can.

That’s the credit union difference.

If the past year has taught us anything, it's that sometimes life happens. When it does, our job as a financial partner is to do what we can to buffer you through the lean times and help you get back on your feet. Our continued fee reduction efforts play a key role in easing some of the financial uncertainty our members have been experiencing.

More importantly, these ongoing changes to benefits are another way of saying: We value you. Thank you for being an OCCU member.

Visit here to find out more about how we continue to add value and support our members through fee reduction.