Mechanical Breakdown Protection

Take the biggest surprises out of car ownership.

With Mechanical Breakdown Protection (MBP), you’ll feel more relaxed about unexpected auto repairs. Here’s how you’ll get back on the road without a financial breakdown:

icon-number1

Add MBP to
your vehicle

Whether you financed your vehicle through OCCU or another institution, or you own your vehicle outright, you can add MBP at any time.

icon-number2

Unexpected
repairs needed

When the inevitable vehicle repair is necessary, schedule service with any certified mechanic you choose and reference your MBP policy.

icon-number3

Give our MBP
partner a call

When your certified mechanic contacts our MBP partner after a breakdown, we’ll make sure the minor inconvenience doesn’t become a major financial burden to you.

icon-number4

Get repairs
paid for

MBP covers many common major issues, such as transmission work, with zero deductible on all plans.

Coverage features

Select a payment option that works

If your auto loan is through OCCU, you can roll the fee for MBP into your loan. Or, you can pay straight out of pocket.

Come out on top with zero deductible

On all plans, repairs outside normal wear and tear may be covered at no additional cost to you.

Receive a total loss refund

If you purchase optional total loss protection and your vehicle is deemed a total loss from an accident, you will be refunded the cost of your MBP plan, regardless of repair claims already paid.

24/7 emergency roadside included

Every plan includes roadside assistance in the event of a vehicle breakdown.

Contact us

Are you a good candidate for MBP?

There are many risks that make this coverage a wise investment for car owners:

  • Would a major repair bring financial hardship?
  • Has your current warranty expired?
  • Has your odometer rolled over 100,000 miles?
  • Do you plan to keep your vehicle for many years?

Have questions?

Want to learn more about MBP? Let’s connect!