Price Match Guarantee

We guarantee better prices

With OCCU’s Price Match Guarantee, you can rest assured you’re getting the best deal on the mortgage that’s right for you. In fact, we’re so sure, we guarantee it! If you find a better rate or lower closing costs with another lender, we’ll pay you $250.*

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Ask us your homebuying questions

We’re here to guide you through the homebuying process. If you’re a first-time home buyer, we’ll walk you through every step of the way. If you’re an experienced buyer and ready to start the process, we’ll get right down to the competitive rates, low closing costs, fast processing and price match guarantees you want in a mortgage loan.

See current mortgage rates

Current rates

Calculate your home loan payment

Take the guesswork out of homebuying with our mortgage calculators. See what your monthly payment might be with current interest rates and how your payment impacts your principal over time.

Calculate your monthly payments 

With this calculator, you can see how your payment impacts your principal over time.


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Find out if you should rent or own 

Find out what's best for you by comparing long-term costs. 


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Break down your APR ahead of time  

Prepare by calculating APR for fixed-rate or adjustable-rate loans.


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Contact OCCU Mortgage Lending

Whether you’re just beginning the process or you’ve already found your dream home and are ready to apply – our local loan officers are here to guide you through the homebuying process and answer your questions. Let's connect!

*Offer may expire at any time and without notice. Available for purchase and refinance first mortgages. Product restrictions apply. All loans subject to credit approval. Loan Estimate from competing lender must be dated the same day as the OCCU quote and received within three (3) calendar days of locking your interest rate at OCCU. The terms of the competing loan must be identical to OCCU's loan quote, subject solely to OCCU determination. If the other Loan Estimate & Closing Disclosure shows an equivalent or lower interest rate and/or closing costs package for the same loan program we offer (and we can verify the quote), we'll beat that lender's rate or beat the total loan closing costs by $100 or pay you $250. If the loan doesn't close within the commitment period, the price match may be voided. To receive $250, you must provide a signed, executed copy of the final Closing Disclosure and a copy of the mortgage note within 30 calendar days of your loan closing with another lender. Offer not valid if originally provided loan terms or conditions used for comparative purposes change prior to closing, subject solely to OCCU determination. Once approved, $250 will be automatically deposited into your Primary Savings account at OCCU or, if not a member of OCCU, a check will be mailed to the mailing address recorded with your application, within 30 calendar days of OCCU receiving and accepting the necessary documentation. Not valid on loans which are already locked with another lender. Membership requirements may apply.