Mortgage Loan

We’ll beat anyone’s mortgage loan interest rate or closing costs or pay you $250.*

Our local mortgage experts can help you find the best deal on the mortgage that’s right for you. In fact, we’re so sure, we guarantee it! If you find a better rate or lower closing costs with another lender, we’ll pay you $250. With OCCU’s Price Match Guarantee, nobody can beat us.


Guarantee Includes:

  • Mortgage
  • Refinancing
  • VA loans
  • FHA loans
  • HARP financing

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*Offer may expire at any time and without notice. Available for purchase and refinance first mortgages. Product restrictions apply. All loans subject to credit approval. Loan Estimate from competing lender must be dated the same day as the OCCU quote and received within three (3) calendar days of locking your interest rate at OCCU. The terms of the competing loan must be identical to OCCU's loan quote, subject solely to OCCU determination. If the other Loan Estimate & Closing Disclosure shows an equivalent or lower interest rate and/or closing costs package for the same loan program we offer (and we can verify the quote), we'll beat that lender's rate or beat the total loan closing costs by $100 or pay you $250. If the loan doesn't close within the commitment period, the price match may be voided. To receive $250, you must provide a signed, executed copy of the final Closing Disclosure and a copy of the mortgage note within 30 calendar days of your loan closing with another lender. Offer not valid if originally provided loan terms or conditions used for comparative purposes change prior to closing, subject solely to OCCU determination. Once approved, $250 will be automatically deposited into your Primary Savings account at OCCU or, if not a member of OCCU, a check will be mailed to the mailing address recorded with your application, within 30 calendar days of OCCU receiving and accepting the necessary documentation. Not valid on loans which are already locked with another lender. Membership requirements may apply.