Reaching 12 swipes is easier than you might think:
- A trip to fill your gas tank.
- Grabbing a cup of coffee on your way to work.
- Enjoying a night out with friends.
- A visit to the grocery store.
These everyday transactions help you earn more and keep you on track to reach your financial goals.
Worried about keeping track of how you’re doing? We’ll send out a mid-month reminder email letting you know how you’re doing to help you reach that 1.00% APY. At OCCU we want you to get the most out of your checking account. Remarkable Checking has no monthly services fees, no minimum balance, and access to MyOCCU Online and Mobile, bill pay and ATMs throughout the nation.**
*1.00% annual percentage yield offered on Remarkable Checking applies to the first $20,000 and 1.00% - .20% APY on balances greater than $20,000, subject to the qualifying factors (the “Qualifying Factors”) being met during each statement cycle: i) 12 debit card transactions must clear through your account during the cycle; ii) one direct deposit or other ACH credit or withdrawal must clear through your account during the cycle; and iii) maintain active enrollment in eStatements during the cycle. If one or more of the Qualifying Factors are not met, you will receive default interest of .05% APY for that statement cycle. Automatic payment is defined as a payment pulled from a Remarkable Checking account by an outside source and excludes OCCU’s Bill Pay service. APY effective 12/21/2022 and subject to change. Fees could reduce earnings.
** Foreign ATM fees charged by non-OCCU and non-CO-OP financial institutions for the use of their ATMs will be automatically credited back to your account by OCCU at the end of the statement cycle. This credit is subject to meeting the qualifying factors. Statement Cycle = first day of the calendar month to the last day of the calendar month. Example: May 1 – May 31.
*** Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. OCCU may, but shall not be required to under any circumstances, make these funds available on the day the payment file is received, which may be up to three (3) days earlier than the scheduled payment date. OCCU does not assume any liability for not depositing these funds to your account early. OCCU may terminate early access at any time without notice.