30 Year Mortgage

Find yourself home

There’s nothing like finding a home where you can plant your roots and grow. When you finance your home with OCCU, you get low rates that fit your budget and a team of mortgage experts to guide you through your homebuying journey.

If you’re ready to find your new Oregon home, we’re ready to help. Already in your dream home and looking to refinance? Our team can guide you through the process.

For a limited time, we’re offering no lender fees on eligible conventional mortgages

Limited time offers available

In today’s market, you have to act fast when you find the perfect home. When you work with our OCCU Mortgage team, you’ll be ready to make an offer knowing you’re getting a great rate that fits your budget.

With competitive rates, local decision-making and a team that lives and works in your community, you can purchase or refinance with confidence.

Current mortgage rates

Ready to calculate your homebuying budget? Here are the rates for all our home loans.



Build a home budget

Ready to find out how much home you can afford? Use our mortgage calculator to make sure you start on track.



First-time homebuyer

If you’re looking to purchase your first home, we have a program that can help get you there with no down payment.


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Homeownership resources

Owning a home is a rewarding experience. Learn to make the most of it with our helpful homeownership articles on topics like saving for a down payment, using your home equity wisely and upgrading your home with smart home technology.

Person jumping into leaves in front of house

What’s your home’s life expectancy?

Far from an inanimate object, a home takes on a certain life of its own.

Father and daughter pulling for sale sign

What to expect on closing day

Closing day is the last big hoop you’ll need to jump through on your way to homeownership.

Have questions?

Our loan officers are here to guide you through the homebuying process and answer your questions. Let's connect!