Credit Cards

Find the right card for you

From 0% introductory Annual Percentage Rate (APR) on balance transfers to cash rewards, each OCCU credit card offers a valuable set of benefits tailored to our members' different needs. Plus, all of our credit cards include a secure microchip and are compatible with Apple Pay. Check out your choices, and see what card is right for you.

NICE PERKS® Platinum Visa®
Credit Card

With the NICE Perks Platinum Visa Credit Card, earn up to 10,000 bonus points in the first 90 days. Get one point per dollar spent on qualifying purchases for travel, gift cards, and cash rewards. Also enjoy 0% introductory APR* on balance transfers, and no annual fee.

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Nice Perks Credit Card
Nice Credit Card

NICE® Platinum Visa® Credit Card

Get a 0% introductory APR* on balance transfers for the first 12 months if you transfer within 60 days of the account opening. APR on purchases and balance transfers is as low as 9.49%. Plus, there's no annual fee, no foreign transaction fee, and the ease of Apple Pay.
 

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Duck Credit Card

The Duck Card

Put your Duck pride on display while earning extra points whenever you shop at participating merchants, including the Duck Store, UO Ticket Office, and donations to the University of Oregon Foundation. Plus, get up to 10,000 bonus points and 0% introductory APR* on balance transfers for the first six months.

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OSU Beaver Credit Card

The Beaver Card

Showing off your Beaver spirit earns you up 10,000 points for opening your Beaver Card account, and earn more points for shopping at participating Beaver merchants or making donations to the Oregon State University Foundation. Plus, get 0% introductory APR* on balance transfers for the first six months.

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Shopping is more secure with EMV chip cards

Our credit cards include a secure microchip for added security with every transaction. These chips create one-time transaction numbers that make it harder for fraudsters to steal your information.

Learn more about chip cards

“We used the NICE Perks card through the credit union and that’s been very helpful because of the rewards program...”

Kyle Welch
Apple Pay logo

A new way to pay. No card required.

All of our credit and debit cards are compatible with Apple Pay, making shopping simple and secure.

See how

Have questions?

Want to learn more about our credit cards? Let's connect!