- Member owned
- Not-for-profit financial cooperative
- Earnings returned to members through great rates and low fees
- Member elected Board of Directors
- Personalized and focused on you, the member
- Shareholder owned
- For profit, bottom-line driven
- Profits given to shareholders as dividends
- Paid Board of Directors
- Focus on profits
“OCCU is a place where I have found friends to help me when I need them. You guys have been part of my life and have helped me achieve my dreams these past few years. THANKS!”Enrique S.
A $5 deposit secures your share in the credit union, making you a member and owner. Once a member, you'll have access to a variety of ways to manage your money: online, on your mobile device, in person or on the phone – whatever is most convenient for you! Learn more about the benefits of being an OCCU member.See benefits of membership »
Your trust and security matter most to us. We strive to provide the latest security innovations, from EMV chip card technology to Knowledge Based Authentication. See the security measures we have in place, and what you can do to protect yourself.Learn More about protection »
Our connection to our members is rooted in shared values. Unlike a huge national financial institution, we live and work here just like you do. As a not-for-profit financial organization, we exist solely to serve our members and our communities.Meet our Members
Why do we love our members? Let us count the ways
Everyone has their own way of showing they love someone.
Mortgage shopping: Bank, broker or credit union?
The bigger a purchase is, the more likely we are to shop around for the best deal—except when it comes to home loans.