Business Checking Accounts

Keep business thriving

Local businesses are the heart of our communities. 

They create experiences and opportunities to grow the unique communities we love. At OCCU we want to help our local businesses not only grow but thrive. With the checking products that we offer, you can find the right accounts to fit the needs of your business. 

Which account is right for your business?

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Launch Business Checking

Thrive Business Checking

Optimum Business Checking

Free transactions per statement period* 250 500
Free cash deposits per month Up to $5,000 Up to $15,000
Cleared Check Images available
Earns interest .05% APY** .45% APY**
Entitled users in MyOCCU Online & Mobile banking
How to avoid monthly service fees Maintain $1,000 minimum balance Maintain $3,000 minimum balance
Monthly service fee $10*** $15*** $16***

* Free combined items per month inlcude: ACH debit and credits, checks cleared and written off of accounts. Wires and debit card purchases are excluded. 

**Annual percentage yield

***Checking account monthly service fee is eligible for a $2 discount when your monthly statements are received via eStatements. 

 

 

All accounts offer
 

  • OCCU Business Debit Card
  • E-statements
  • Bill-pay
  • MyOCCU Online & Mobile



Launch Business Checking

Whether you’re starting a new business or own a business with limited transactions, this account is ideal for you. This account doesn’t require a high average monthly balance. You can also manage your account with ease with MyOCCU Online & Mobile banking. We’re here to help give you the tools to run your business with ease.

Launch Business Checking benefits:

  • No monthly service fee when balance of $1,000 or more is maintained. 
  • Monthly service fee of $10 when minimum balances are not met. 
  • Eligible for a $2 discount when your monthly statements are received via eStatements.
  • First 250 transactions are complimentary.1    
  • Enjoy $5,000 in cash deposits per month without a fee.

 

Thrive Business Checking

As your business grows, we’re here to grow along with you. We created an account to help you get more. Thrive Business Checking helps you earn interest on the balances you keep in your account. This account features extra complimentary transactions to fit your thriving business.  

Thrive Business Checking benefits:

  • No monthly service fee when balance of $3,000 or more is maintained.
  • Monthly service fee of $15 when minimum balances are not met. 
  • Eligible for a $2 discount when your monthly statements are received via eStatements.
  • First 500 transactions are complimentary.1
  • Enjoy $15,000 in cash deposits per month without a fee.

 

 

Optimum Business Checking

As an established business, we understand the value of having accounts and strong relationships to keep your business running efficiently. Our Optimum Business Checking is the solution created for you. It features a higher earning potential and itemized fees, so you only get charged for what you use.

Optimum Business Checking benefits:

  • Offers a 0.45% APY2 rate to help you earn more on your balances. 
  • Low monthly service fee of $16.
  • Eligible for a $2 discount when your monthly statements are received via eStatements.
  • Itemized fees so you only get charged for what you use.  


See business rates and fees »

 

Find out how OCCU can support your business

Call us at 800.365.1111

Business Money Market

Have immediate access while earning more with our high-tiered interest account.

 

Learn more

MyOCCU Online & Mobile for Business

Access your accounts and manage them with ease with MyOCCU Online & Mobile banking.

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Free combined items per month include ACH debits and credits, checks cleared and written on account.

Annual percentage yield