Two accounts are better than one

Power up your savings strategy

When it comes to the economy, there are plenty of challenges you could face: Inflation, rising interest rates, recession… you get the idea. But with the right strategy, you can maximize your financial wellness and fight back against the forces that hinder your savings.

Your checking and savings accounts are great tools to keep your finances in order. But when their powers combine, they are a force to be reckoned with.

Meet your dynamic duo of Remarkable Checking® and Ignite Savings®.

Remarkable Checking

If you’re not earning interest on your checking account, you’re missing out on free money. Remarkable Checking allows you to earn interest on your balance and rewards you with high earnings on your everyday actions. Over time, that adds up to extra money you can use to accelerate your savings or make guilt-free purchases. 

  • Rates as high as 2.00% APY.1
  • No minimum balance.
  • No ATM fees.2
  • Your money stays secure.
Learn more

Ignite Savings

Jump-start your savings with incredible interest rates that allow your balance to grow at lightning speed. A high-yield savings account lets you earn maximum interest, starting with the very first dollar you deposit. 

  • High interest on the first $500.4 
  • No minimum deposit or balance. 

Use our Ignite Savings calculator to see how much you could earn!

Learn more

And your trusty saving sidekicks …

Certificates of deposit

Got some extra money and a little time? Turbocharge your savings with a CD!    

find out more

Money market

Once your reserve fund starts taking flight, a money market account can help it soar. 

Get Started

1Remarkable Checking annual percentage yield (APY): 2.00% APY applies to the first $20,000 and 2.00% - 0.20% APY on balances greater than $20,000 if all qualifications have been met. 0.05% APY on all balances if qualifying factors are not met. APYs effective as of 04/01/2024 and subject to change. Fees may reduce earnings.

2Foreign ATM fees charged by non-OCCU and non-Co-op financial institutions for the use of their ATMs will be automatically credited back to your account by OCCU at the end of the statement cycle. This credit is subject to meeting the qualifying factors. Statement Cycle = first day of the calendar month to the last day of the calendar month. Example: May 1 – May 31.

4Ignite Savings account annual percentage yield (APY) and rate may change. Fees could reduce earnings. 5.25% APY on balances up to $500, 5.25%-3.45% APY on balances $500.01-$2,500, 3.45%-2.23% APY on balances $2,500.01-$5,000, 2.23%-0.85% APY on balances $5,000.01-$25,000, and 0.85%-0.15% APY on balances of more than $25,000.01. First-year earnings are based on a 12-month average. APY effective 04/01/2024 and subject to change.