Dynamic Duo

Two accounts are better than one

Power up your savings strategy

When it comes to the economy, there are plenty of challenges you could face: Inflation, rising interest rates, recession… you get the idea. But with the right strategy, you can maximize your financial wellness and fight back against the forces that hinder your savings.

Your checking and savings accounts are great tools to keep your finances in order. But when their powers combine, they are a force to be reckoned with.

Meet your dynamic duo of Remarkable Checking® and Ignite Savings®.

Remarkable Checking®

If you’re not earning interest on your checking account, you’re missing out on free money. Remarkable Checking® allows you to earn interest on your balance and rewards you with high earnings on your everyday actions. Over time, that adds up to extra money you can use to accelerate your savings or make guilt-free purchases. 

  • Rates as high as 1.00% APY.1
  • Earn on balances up to $20,000. 
  • No minimum balance. 

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Ignite Savings®

Jump-start your savings with incredible interest rates that allow your balance to grow at lightning speed. A high-yield savings account lets you earn maximum interest, starting with the very first dollar you deposit. 

  • High interest on the first $500.2 
  • No minimum deposit or balance. 

Use our Ignite Savings® calculator to see how much you could earn!

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And your trusty saving sidekicks…

Certificates of deposit

Got some extra money and a little time? Turbocharge your savings with a CD!

Find out more

Money market

Once your reserve fund starts taking flight, a money market account can help it soar.

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11.00% annual percentage yield offered on Remarkable Checking® applies to the first $20,000 and 1.00% - .20% APY on balances greater than $20,000, subject to the qualifying factors (the “Qualifying Factors”) being met during each statement cycle: i) 12 debit card transactions must clear through your account during the cycle; ii) one direct deposit or other ACH credit or withdrawal must clear through your account during the cycle; and iii) maintain active enrollment in eStatements during the cycle. If one or more of the Qualifying Factors are not met, you will receive default interest of .05% APY for that statement cycle. Automatic payment is defined as a payment pulled from a Remarkable Checking® account by an outside source and excludes OCCU’s Bill Pay service. APY effective 6/01/2022 and subject to change. Fees could reduce earnings

2 Ignite Savings® account annual percentage yield (APY) and rate may change. Fees could reduce earnings. 5.25% APY on balances up to $500, 5.25%-3.45% APY on balances $500.01-$2,500, 3.45%-2.23% APY on balances $2,500.01-$5,000, 2.23%-0.85% APY on balances $5,000.01-$25,000, and 0.85%-0.15% APY on balances of more than $25,000.01. First-year earnings are based on a 12-month average. APY effective 6/01/2022 and subject to change.