Score extra points with The Duck Card
0%
APR for 12 months*
$0
annual fee
1.25
points per dollar on qualifying purchases
4x
the points at qualifying Duck merchants
Benefits
Low introductory rate
Get 0% introductory annual percentage rate (APR) on purchases and balance transfers for the first 12 months*, and say goodbye to annual fees and foreign transaction fees.
Score rewards
Earn points redeemable towards cash back, gift cards, travel and merchandise. You’ll earn 1.25 points per dollar on all qualifying purchases and 5 points per dollar on all purchases at qualifying Duck merchants. Plus, get 10,000 bonus points when you spend at least $500 in the first 90 days.
Shop with confidence
Have peace of mind with The Duck Card knowing you have zero fraud liability**, a card with secure microchip technology and the option to use Apple Pay,® Google Pay,™ Samsung Pay and Visa SRC.®
Terms
Annual fee
None
Annual percentage rate (APR)
-
0% introductory APR on purchases and balance transfers for the first 12 months.*
-
Purchases and balance transfers after introductory period 9.99% to 19.99% variable APR, based on credit.
-
Cash advances have a variable APR of 14.99% to 24.99%, based on credit.
Foreign transaction fees
None
Manage your OCCU credit card
Existing card holder? Sign in here to manage your credit card and rewards.