Low introductory rate
Get 0% introductory annual percentage rate (APR) on purchases and balance transfers for the first 12 months*, and say goodbye to annual fees and foreign transaction fees.
Earn points redeemable towards cash back, gift cards, travel and merchandise. You’ll earn 1.25 points per dollar on all qualifying purchases and 5 points per dollar on all purchases at qualifying Duck merchants. Plus, get 10,000 bonus points when you spend at least $500 in the first 90 days.
Shop with confidence
Have peace of mind with The Duck Card knowing you have zero fraud liability, a card with secure microchip technology and the option to use Apple Pay,® Google Pay,™ Samsung Pay and Visa Checkout.®
Annual percentage rate (APR)
0% introductory APR on purchases and balance transfers for the first 12 months.
Purchases and balance transfers after introductory period 11.49% to 21.49% variable, based on credit.
Cash advances have a variable rate of 16.49% to 26.49%, based on credit.
Foreign transaction fees