Low intro rate
0% introductory Annual Percentage Rate (APR) on purchases and balance transfers for the first 12 months.*
Earn points redeemable toward cash back, gift cards, travel, and merchandise with every purchase.
1.25 points per dollar spent on qualifying purchases.
5 points per dollar spent at qualifying Duck merchants: Duck Store, University of Oregon Alumni Association, UO Ticket Office, and University of Oregon Foundation.
10,000 bonus points when you complete your first purchase and spend at least $500 in the first 90 days.
With a Duck Card, you can have peace of mind knowing you have zero fraud liability, a card with secure microchip technology, and the option to use your card with digital wallets.
Annual Percentage Rate (APR)
0% introductory APR on purchases and balance transfers for the first 12 months.
Purchases and balance transfers after introductory period, 12.24% to 22.24% variable, based on credit.
Cash advances have a variable rate of 17.24% to 27.24%, based on credit.
Foreign transaction fees
“People that work there, they’re the same people in our community, they like sports, they’re Duck fans…”Bradley Baker