Home is closer than you think
OCCU Mortgage Lending has offices throughout the greater Portland area, making it easier for our Portland area members to find their way home. Our local mortgage loan officers will work closely with you to select the right financing option and guide you through every step along the way. We offer a variety of mortgage loan options with lower closing costs, fast processing and competitive rates. We also provide free online tools and resources, like the OCCU Homebuying 101 Center, to make it easy for you to take homebuying one step at time.Start here
Ask us your homebuying questions
Our Portland-area loan officers are here to guide you through the homebuying process. If you’re a first-time home buyer, we’ll walk you through every step of the way. If you’re an experienced buyer and ready to start the process, we’ll get right down to the competitive rates, low closing costs and fast processing you want in a mortgage loan.
For more than 30 years I've been doing what I love: working with people to get them into their homes. Whether it’s their first or the scaled down home for retirement, it’s helping to facilitate dreams. In my own time, my bichon, Dakota Snow, and I are constant companions and enjoy entertaining with friends, gardening, watching foreign crime dramas, camping and road trips.
I like what I do. I have over two decades of experience in multiple aspects of mortgage lending and take great pride and satisfaction in being able to assist my clients in becoming homeowners. From application to closing, I work with you and for you to help make home ownership become a reality, not just a dream.
Fixed and adjustable rate options
We have a variety of fixed and adjustable programs to make home ownership a reality for you. Talk with our Portland area officers about first-time homebuying programs, VA loans, FHA loans, USDA loans and flexible terms to see which programs meet your needs best. All of our loan programs offer competitive rates and low closing cost options.* Click the ‘current rates’ link for additional terms.Learn more »
Refinancing your mortgage can give you the flexibility to take advantage of lower rates, pay off your home loan sooner or allow you to take some of the equity out for home improvements. OCCU's mortgage loan officers in Portland are happy to sit down with you and discuss the options before you fill out an application.Start the process »
Mortgage options differ based on the amount you’re looking to borrow. For mortgages that exceed the standard conforming loan amount of $484,350, a jumbo loan may be a great option. Most lenders require a 20 to 30 percent down payment, but OCCU Jumbo Home Loans require as little as five percent down.OCCU Jumbo Home Loans »
First-time buyer programs
With our 100% home loan financing program there’s no reason to delay your dreams of home ownership any longer. You’ll be home sooner than you thought possible with zero down and zero mortgage insurance.Get the details »
Three reasons to choose a credit union mortgage
If you’re thinking about buying a home, you’ve probably already made a l
What’s the deal with Private Mortgage Insurance?
If your down payment is less than 20 percent of the value of the home you'll most likely be required to carry private mortgage insurance.