Vehicle Loans

Grab the keys and let's roll

If you're in the market for a new ride, you're in the right place. Whether it's an auto or a recreational vehicle, we've got great rates and a quick and easy loan process.

Travel trailer on lakeside

RV loans

Hit the road in a new or used RV. Whether you’re ready to buy an RV or just beginning your search, we're here to help.

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Man boating on lake

Boat loans

Whether it’s fishing, water skiing, sailing, or hopping waves, we'll help get you on the water with a new or used boat loan.

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Motorcycle riders cruising the highway in Oregon

Motorcycle loans

If you long to feel the wind in your face on the open road, get ready to roll. OCCU offers both new and used motorcycle loans.

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Current rates

Annual Percentage Rate (APR)

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Calculate your payment

Get a better idea of how much car you can afford.

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Find the right vehicle

Through OCCU, you get access to AutoSmart, a one-stop shop for researching cars, trucks, or SUVs. You can search for vehicles by make, type, or price. You'll also be able to compare models side-by-side, and even request a quote.

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Refinance your car loan

You can't lose. When you refinance your car loan with us, we'll save you money, or we'll pay you money. We'll either lower your current rate by 1% or lower your monthly payment by $100. If we can't do either, we'll pay you 1% cash back*^.

Learn more about auto refinance

“

“Someone caused an accident that pushed a truck into my car, totaling it. Taking care of my kids and having to work, I needed a new one fast. OCCU made everything quick and easy within one day...”

Amanda D.

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**Auto Loan APR 3.18% to 16.44%. Rates may change and are current as of 06/06/18. For example, on an auto loan for $20,000 at 3.18% for 60 months, you would make 60 payments of $360.98.
****RV Loan APR 3.99% to 8.27%. Rates may change and are current as of 06/20/18. For example, on an RV loan for $9,000 at 3.99% for 60 months, you would make 60 payments of $165.70.
***Motorcycle Loan APR 4.75% to 9.25% Rates may change and are current as of 05/17/17. For example, on a motorcycle loan for $5,000 at 4.75% for 72 months, you would make 72 payments of $79.95.
****Boat loan APR 4.75% to 7.49% Rates may change and are current as of 05/17/17. For example, on a boat loan for $5,000 at 4.75% for 72 months, you would make 72 payments of $79.95.
**Auto Refinance APR 3.18% to 16.44%. Rates may change and are current as of 06/06/18. For example, on an auto loan for $20,000 at 3.18% for 60 months, you would make 60 payments of $360.98.
*^Offer available for all titled vehicles. Not available on current Oregon Community debt. Loan terms available may vary depending on amount borrowed, credit history, payment method, and model, make, year, and mileage. Rebate, if applicable, is given at time of refinance and is 1% of the loan amount rounded up to the nearest $5. $500 maximum rebate per vehicle. If the refinanced loan is paid off within 12 months, the rebate must be repaid. Credit qualifications apply. Membership requirements apply. Other exclusions and/or restrictions may apply. Offer subject to end at any time, without notice.