Fee Savings Calculator

Adding value and supporting our members

We continue to find ways to support our members where they are on their financial journey. 

As a not-for-profit, our earnings create competitive interest rates and lower fees. We believe fewer and lower fees for our members creates a better value and helps them reach their financial goals faster.

To date, we’ve eliminated and reduced over 40% of member account-related fees — giving more dollars back to our members. We’re here to remove barriers and help support financial wellness.

Over 40% reduction of fees, 100% invested in you 

We understand that account fees can make different impacts and no two members are alike. 

We built this calculator to show what your personalized savings could add up to in reduced fees. You'll also discover how much you could save in a year with your membership at OCCU. 

 As we look to the future, this list of reduced fees will continue to grow. 


To get started, select a fee below and tally up the savings with OCCU.

Average annual savings

Eliminated fee
Average Savings
  • Stop payment fee
  • Cashier’s check fee
  • Equity LOC annual fee
  • Return deposit
  • Statement copy fee
  • Wire transfer fee
  • Non-Sufficient Funds fee
  • Consumer monthly service charge
  • Consumer non-qualification fee
  • Temporary check fee
Reduced Fee
Average Savings
  • Extended overdraft fee (was $17, now $9)
You could save
per year in fees.
*Savings are for illustration purposes only. Median Annual Savings are based on member populations that incurred the outlined fee once or more over a 12-month period. Actual savings may vary.

What can you do with your savings at OCCU?

We offer several products and tools to support wherever you are in life.

Here are a few ways you can take your savings and build financial security with us: