Home Buying 101

With OCCU, home is just a few steps away

At Oregon Community Credit Union, we know that the journey to a first home often comes with twists and turns. That's why we're here to help you every step of the way. Each time we help an OCCU member move into their home, we learn more ways to help our members simplify the process.

Step 1

Pre-qualification

Step 2

Finding Your Home

Step 3

Making an Offer

Step 5

Closing

Step 5

After Closing

With the OCCU Home Buying 101 Center, you can walk-through our first-time homebuyer journey digitally, completing the steps that lead you to your welcome mat. Read advice and tips from the OCCU Home Buying 101 Center to prepare for every step of buying a home, like pre-qualification, submitting an offer, closing day and everything in between. The OCCU Home Buying 101 Center tracks your progress, so you can see what you've already completed and what you need to do next.

From scheduling appointments and reminders to tools that help you see how much you can afford, the OCCU Home Buying 101 Center helps you take the next step with a simple map in hand. Follow the steps in the next pages to start your journey.

Home Ownership

Owning a home is a rewarding experience. Learn how to make the most of it with our helpful home ownership articles.

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Young couple with moving boxes

What’s the deal with Private Mortgage Insurance?

If your down payment is less than 20 percent of the value of the home you'll most likely be required to carry private mortgage insurance.

welcome home door mat with kids feet

Time saving tips - from pre-approval to closing your mortgage loan

Time is money when you're applying for a home loan.