Home Buying 101

With OCCU, home is just a few steps away

At Oregon Community Credit Union, we know that the journey to a first home often comes with twists and turns. That's why we're here to help you every step of the way. Each time we help an OCCU member move into their home, we learn more ways to help our members simplify the process.

Step 1

Pre-qualification

Step 2

Finding Your Home

Step 3

Making an Offer

Step 5

Closing

Step 5

After Closing

With the OCCU Home Buying 101 Center, you can walk-through our first-time homebuyer journey digitally, completing the steps that lead you to your welcome mat. Read advice and tips from the OCCU Home Buying 101 Center to prepare for every step of buying a home, like pre-qualification, submitting an offer, closing day and everything in between. The OCCU Home Buying 101 Center tracks your progress, so you can see what you've already completed and what you need to do next.

From scheduling appointments and reminders to tools that help you see how much you can afford, the OCCU Home Buying 101 Center helps you take the next step with a simple map in hand. Follow the steps in the next pages to start your journey.

Home Ownership

Owning a home is a rewarding experience. Learn how to make the most of it with our helpful home ownership articles.

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OCCU employee talking about mortgages to a female member

Shopping for a mortgage? Consider these three differences.

Credit Unions, like OCCU, offer the same mortgage programs as mortgage brokers, however, there are a few differences that may make a credit union a better lending option.