Finding Your Home
Making an Offer
With the OCCU Home Buying 101 Center, you can walk-through our first-time homebuyer journey digitally, completing the steps that lead you to your welcome mat. Read advice and tips from the OCCU Home Buying 101 Center to prepare for every step of buying a home, like pre-qualification, submitting an offer, closing day and everything in between. The OCCU Home Buying 101 Center tracks your progress, so you can see what you've already completed and what you need to do next.
From scheduling appointments and reminders to tools that help you see how much you can afford, the OCCU Home Buying 101 Center helps you take the next step with a simple map in hand. Follow the steps in the next pages to start your journey.
What’s the deal with Private Mortgage Insurance?
If your down payment is less than 20 percent of the value of the home you'll most likely be required to carry private mortgage insurance.
Time saving tips - from pre-approval to closing your mortgage loan
Time is money when you're applying for a home loan.