Ignite Savings

Brighten your future with an Ignite Savings® account

Grow your savings fast with this high-yield account that’s great for all kinds of savers. Build an emergency fund or get started on the path of saving more money. 

  • No minimum balance or deposit necessary.

  • Earn 5.25% annual percentage yield (APY)1 on the first $500 in the account.

  • Continue to earn competitive rates as your balance grows.

  • Only one account per primary membership.

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How much could you earn with Ignite Savings?

Ignite Savings rates

Tiers Interest rate APY range
$0.00 - $500 5.13% 5.25%
$500.01 - $2,500 2.96% 5.25% - 3.45%
$2,500.01 - $5,000 1.00% 3.45% - 2.23%
$5,000.01 - $25,000 0.50% 2.23% - 0.85%
$25,000.01 or more 0.15% 0.85% - 0.15%

Ignite Savings calculator

First-year earnings
Amount APY

This calculator is for illustrative purposes only and does not reflect the actual results of any specific deposit amount.

View all rates and fees associated with savings accounts

Secure your membership with an OCCU Primary Savings account

This account comes with every new membership to the credit union. You’ll only need to keep $5 in it to be an OCCU member.


Learn more about membership

Become a member


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1Ignite Savings account annual percentage yield (APY) and rate may change. Fees could reduce earnings. 5.25% APY on balances up to $500, 5.25%-3.45% APY on balances $500.01-$2,500, 3.45%-2.23% APY on balances $2,500.01-$5,000, 2.23%-0.85% APY on balances $5,000.01-$25,000, and 0.85%-0.15% APY on balances of more than $25,000.01. First-year earnings are based on a 12-month average.

View all rates and fees associated with savings accounts