Low Introductory Rate: Transfer balances at a 0% introductory Annual Percentage Rate (APR) for the first 12 months, and say goodbye to annual fees and foreign transaction fees.
Earn points redeemable toward cash back, gift cards, travel, and merchandise with every purchase.
1 point per dollar spent on all other qualifying purchases.
5 points per dollar spent at qualifying Beaver merchant, including the OSU Beaver Store, Oregon State Alumni Association, Beaver Ticket Central, and Oregon State University Foundation.
10,000 bonus points when you complete your first purchase and spend at least $500 in the first 90 days.
Shop with confidence: With the Beaver Card, you can have peace of mind knowing you have zero fraud liability and a card with secure microchip technology.
Annual Percentage Rate (APR)
Transfer balances at a 0% introductory APR for the first 12 months.
Purchases or balance transfers after introductory period, 10.74% to 20.74% variable, based on credit.
Cash advances have a variable rate of 15.74% to 25.74%, based on credit.
Foreign transaction fees: