Nice

The NICE card

Our NICE® Platinum Visa® Credit Card offers the nicest (lowest) rate, backed by our remarkably nice service.

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Manage your account

View OCCU Credit Card Account Agreement »
View credit terms and conditions »

Benefits

Balance transfers
Take advantage of a 0% introductory Annual Percentage Rate (APR) for the first 12 months on balance transfers.

Lowest Rate
Starting at 9.74% APR, the NICE® Platinum Visa® Credit Card offers our lowest interest rate.

Shop safely
Have peace of mind knowing you have zero fraud liability, a card with secure microchip technology, and the option to use Apple Pay.

Terms

Annual fee
None

Annual Percentage Rate (APR)

  • Transfer balances at a 0% introductory APR for the first 12 months.

  • Purchases or balance transfers after introductory period, 9.74% to 19.74% variable, based on credit.

  • Cash advances have a variable rate of 14.74% to 24.74%, based on credit.


Foreign transaction fees
None

Have questions?

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*Purchase APR: 9.74% to 19.74%, based on creditworthiness and will vary with the market based on Prime rate. Balance Transfer APR: 0.00% introductory APR for 12 months from account opening date for balance transfers completed within 60 days from the account opening date. After that, Balance Transfer APR will be 9.74% to 19.74%, based on creditworthiness and will vary with the market based on Prime rate. Cash Advance APR will be 14.74% to 24.74%, based on creditworthiness and will vary with the market based on Prime rate. Balance Transfer Fee / Cash Advance Fee, $10.00 or 3.00% of the amount of each balance transfer or cash advance, whichever is greater. Foreign Transaction Fee, None. Annual Fee, None.
Introductory balance transfers completed within the first 60 days of account opening to receive promotional rate. Introductory terms are for new cardholders only. If you have received the benefit of a card promotion on an OCCU credit card product in the past 24 months you are not eligible for this promotion. We will not process any balance transfer request to pay off or pay down any account or loan issued by Oregon Community Credit Union, OCCU Card Services, LLC or our affiliates. Membership and eligibility restrictions apply.
Rates and terms effective as of 04.01.17, when this site content was designed. Contact OCCU Card Services at 800.365.1111 for current rates and terms.