
Make your dream a reality
We’re here to help bring your dreams within reach.
Ready to start your next big home improvement project? Looking for ways to help pay for higher education? Ready to consolidate higher interest debt? We offer affordable home equity loans and lines of credit that can help make your dreams a reality.
What’s home equity?
Home equity is the value of a homeowner’s interest in their home. To determine this value, we look at the property’s current market value minus any balances owed on loans that are associated with a lien on the property.
For example, if your home is valued at $300,000 and you have an existing mortgage of $200,000, you would have $100,000 in equity in your home. The equity of your home can fluctuate over time based on the payments made and the market value of your home.
Home Equity Loan or Home Equity Line of Credit (HELOC)
If accessing your home equity is a good fit for you, we recommend considering what kind of home equity access works best for you. Here are the differences in loan programs.
Home Equity Loan (Closed ended) |
HELOC (Revolving) |
|
Variable interest rate | ||
Fixed interest rate | ||
One-time disbursement | ||
Access funds as needed | ||
Monthly payment stays the same | ||
Interest-only payment options available |

Home Equity Loan
When a fixed-rate, one-time disbursement sounds like the right loan for you, we’re here to help. See how you can take advantage of your home equity to get a jumpstart on reaching your financial goals.

Home Equity Line of Credit
Is having access to a line of credit you can use when needed the right plan for you? See how adding a HELOC can help you be ready for the expected and unexpected.
How can our team help?
We’re here to guide you down the right financial path. Contact us to learn more about your home equity options.