Just getting started
Buying your first home is an exciting milestone, and you're sure to have questions. We're here to offer expert advice as you begin house hunting, and we'll stick with you through the mortgage application and closing. Get in touch with one of our experienced mortgage loan officers. We'll help you stay on the right path to home ownership.
You found the house
Ready to get moving? We offer any type of home mortgage you may need, from 30-year and 15-year fixed loans to 5/1 adjustable loans and reverse mortgages. Our experienced mortgage loan officers will help you find the best loan program and rate for you. With OCCU, you can expect great, competitive rates, low closing costs, and fast loan processing. Our loan programs include first-time homebuyers, FHA, VA and Jumbo loans.
Refinancing your home
If your house is still your home, we can help you own it sooner or make it better. Refinancing your mortgage can give you the flexibility to take advantage of lower rates, pay off your home loan sooner, or allow you to take some of the equity out for home improvements. OCCU's mortgage loan officers are happy to sit down with you and discuss the options before you fill out an application.
Home Equity Loan
Use the value you've built up in your home to remodel the kitchen, pay for education, or consolidate debt. With no application fee and speedy approvals, OCCU can help you quickly reach your goal with a home equity loan.
“When I went to apply for a home loan and didn't qualify, the loan officer respectfully gave advice to improve my financial situation. A year later I reapplied, was approved, and bought my house.”Georgia K.