It's all about flexibility
Refinancing your mortgage can give you the option to lower your monthly payment, pay off your home sooner or unlock equity to fund home improvements. If your credit has improved or rates are lower since you financed your home, refinancing your mortgage could be a smart financial decision for you.Start here
Ask us your questions
Not sure if you're ready for a refinance? No problem. Send us a message to talk to a loan officer about your options.
The refinancing process
- Talk to a loan officer
- Fill out an application and lock in a rate
- Get your home appraised
- Schedule a closing date and sign loan documents
- Three day Right of Rescission (in case you change your mind)
What’s the deal with Private Mortgage Insurance?
If your down payment is less than 20 percent of the value of the home you'll most likely be required to carry private mortgage insurance.
Got some home equity?
If you have some home equity to spare, putting it to work can be a smart financial move—as long as you spend it wisely.