0.90%apy60-month IRA certificateSee all rates
0.60%apy48-month IRA certificateSee all rates
0.50%apy36-month IRA certificateSee all rates
0.45%apy24-month IRA certificateSee all rates
0.40%apy18-month IRA certificateSee all rates
0.35%apy12-month certificateSee all rates
0.25%apy6-month IRA certificateSee all rates
Improve your retirement technique
An IRA uses compounding interest, multiplying your money over time and allowing you to earn more interest as your nest egg grows. This means the earlier you start saving, the earlier you may be able to retire.
|Age||2018 tax year||2019 tax year|
|Age less than 50||$5,500||$6,000|
|Age 50* or older||$6,500||$7,000|
*Attains age 50 before the close of the year for which the contribution is made.
“They’ve been so helpful over the years with figuring out...complicated banking things like inherited IRAs which nobody knows about because they’re so complicated and they’re kind of new.”Martha B.
Meet the OCCU team: Investment Services
When you think about the future, what do you envision?