Jumbo Loans

Jumbo loans with as little as five percent down

At OCCU, we’d love to make your dream home a reality. If you’re a high-income earner with strong credit and financial history, you could qualify for rates comparable to traditional mortgage loans. If you think an OCCU Jumbo Home Loan aligns with your homebuying journey, let’s talk about how to save you money.

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five percent down

Spend less on your down payment

While most lenders require 20 to 30 percent down, OCCU Jumbo Home Loans require as little as five percent down, giving you more flexibility in your budget. On a $500,000 loan, that means you could spend $75,000 less on your down payment than with other lenders.

Ready to get moving?

If you’re a high-income earner with strong credit and financial history, you could qualify for rates comparable to traditional mortgage loans. If you think an OCCU Jumbo Home Loan aligns with your homebuying journey, let’s talk about how to save you money.

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Calculate your home loan payment

Take the guesswork out of homebuying with our mortgage calculator. Get a head start on homebuying with our mortgage calculators. See what your monthly payment might be with current interest rates and how your payment impacts your principal over time.

Calculate your monthly payments 

With this calculator, you can see how your payment impacts your principal over time.

 

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Break down your APR ahead of time  

Prepare by calculating APR for fixed-rate or adjustable-rate loans.

 

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Where to begin

If you need a refresher on the homebuying process, visit the OCCU Homebuying 101 Center. You can track your progress all the way from pre-qualification to what happens after closing on your new home.

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What you need to know

Home prices in many cities continue to soar. As a result, more and more homebuyers are venturing into jumbo mortgage territory. Here’s what you need to know about jumbo loans.

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Have questions?

Whether you’re just beginning the process or you’ve already found your dream home and are ready to apply – our loan officers are here to guide you through the homebuying process and answer your questions. Let's connect!

Home ownership resources

Owning a home is a rewarding experience. Learn to make the most of it with our helpful home ownership articles on topics including tips on the homebuying process, using your home equity wisely and upgrading your home with smart home technology.

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