Let OCCU lead you home
We’re here to guide you through the homebuying process. If you’re ready to buy, we’ll get right down to the competitive rates, low closing costs and fast processing you want in a mortgage loan.
Send us a message. Our local loan officer will be in touch.
Spend less on your down payment
While most lenders require 20 to 30 percent down, OCCU Jumbo Home Loans require as little as five percent down, giving you more flexibility in your budget. On a $500,000 loan, that means you could spend $75,000 less on your down payment than with other lenders.Full-bleed Columns?:
Is a jumbo loan right for you?
If you’re a high-income earner with strong credit and financial history, you could qualify for rates comparable to traditional mortgage loans. If you think an OCCU Jumbo Home Loan aligns with your homebuying journey, let’s talk about how to save you money.Meet with a loan officer »
Go big and go home
Ready to get moving? With OCCU, you can expect great, competitive rates, low closing costs and fast loan processing. Our mortgage loan officers will walk you through every step of the homebuying process, ensuring you have the best, most convenient experience possible.Start the application »
Where to begin
If you need a refresher on the homebuying process, visit the OCCU Homebuying 101 Center. You can track your progress all the way from pre-qualification to what happens after closing on your new home.Get started
What you need to know
Home prices in many cities continue to soar. As a result, more and more homebuyers are venturing into jumbo mortgage territory. Here’s what you need to know about jumbo loans.Learn more
“Being able to get a mortgage without being transferred a million times…I think that’s fantastic.”Damon B.
When home bidding wars take an emotional toll
If you’re having trouble finding—and winning—your dream home, you’re not alone. Buying a home is an emotional roller coaster
Shopping for a mortgage? Consider these three differences.
Credit Unions, like OCCU, offer the same mortgage programs as mortgage brokers, however, there are a few differences that may make a credit union a better lending option.