Jumbo Loans

Jumbo loans with as little
as 5 percent down

At OCCU, we’d love to make your dream home a reality. If you’re a high-income earner with strong credit and financial history, you could qualify for rates comparable to traditional mortgage loans. If you think an OCCU Jumbo Home Loan aligns with your homebuying journey, let’s talk about how to save you money.

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Take guesswork out of the equation with our mortgage calculators

Our mortgage calculators will help you from the first moment you consider purchasing a home. Calculate monthly payments to find out what works best with your budget. Prepare for the home buying process by calculating annual percentage rates (APR) for fixed-rate and adjustable-rate loans. With our mortgage calculators, it's easy to get prepared early.

Calculate your monthly payments 

With this calculator, you can see how your payment impacts your principal over time.


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Break down your APR ahead of time  

Prepare by calculating APR for fixed-rate or adjustable-rate loans.


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Resource Center

10 unexpected costs to consider when buying a home

Before you close, make sure your budget accounts for both your home and these additional homebuyer costs.

Couple taking a selfie with their dog in an apartment

The 4 Cs of mortgage lending

Your ability to get a mortgage depends on four primary factors: your credit history, financial capacity, available capital, and collateral.

Being able to get a mortgage without being transferred a million times…I think that’s fantastic.

Damon B.

Have questions?

Want to learn more about our mortgage loans? Our mortgage loan officers are available to answer your questions. Send us a message, find a branch or give us a call. Let's connect!

*OCCU Jumbo Home Loan rates start at 4.375%, 1.0% Points. 4.491% APR. Rates may change and are current as of 02/15/18. Assumes 80% LTV/CLTV purchase of owner-occupied, SFR, 680 credit score, and $650,000 purchase price on a 45-day lock. Rates, fees, and programs subject to change without notice at any time. For example, on a loan for $520,000 at 4.375% for 360 months, you would make 360 payments of $2,596.28. Rates, fees, and programs subject to change without notice at any time.