Let OCCU lead you home
We’re here to guide you through the homebuying process. If you’re ready to buy, we’ll get right down to the competitive rates, low closing costs and fast processing you want in a mortgage loan.
Send us a message. Our local loan officer will be in touch.
Spend less on your down payment
While most lenders require 20 to 30 percent down, OCCU Jumbo Home Loans require as little as five percent down, giving you more flexibility in your budget. On a $500,000 loan, that means you could spend $75,000 less on your down payment than with other lenders.Full-bleed Columns?:
Is a jumbo loan right for you?
If you’re a high-income earner with strong credit and financial history, you could qualify for rates comparable to traditional mortgage loans. If you think an OCCU Jumbo Home Loan aligns with your homebuying journey, let’s talk about how to save you money.Meet with a loan officer »
Go big and go home
Ready to get moving? With OCCU, you can expect great, competitive rates, low closing costs and fast loan processing. Our mortgage loan officers will walk you through every step of the homebuying process, ensuring you have the best, most convenient experience possible.Start the application »
Where to begin
If you need a refresher on the homebuying process, visit the OCCU Homebuying 101 Center. You can track your progress all the way from pre-qualification to what happens after closing on your new home.Get started
What you need to know
Home prices in many cities continue to soar. As a result, more and more homebuyers are venturing into jumbo mortgage territory. Here’s what you need to know about jumbo loans.Learn more
“Being able to get a mortgage without being transferred a million times…I think that’s fantastic.”Damon B.
Buying a home in Clackamas? Here’s what you need to know
Great schools, plenty of outdoor activities and close proximity to Portl
4 ways to save for a down payment
The more work you put into saving, the faster it goes. Before you know it, you’ll have your down payment in hand and your goal within grasp.
*OCCU Jumbo Home Loan rates start at 4.875%, 1.0% Point Origination. 5.007% APR. Rates may change and are current as of 08/2/18. Assumes 80% LTV/CLTV purchase of owner-occupied, SFR, 680 credit score, and $650,000 purchase price on a 45-day lock. Rates, fees, and programs subject to change without notice at any time. For example, on a loan for $520,000 at 4.875% for 360 months, you would make 360 payments of $2,751.88. Rates, fees, and programs subject to change without notice at any time.