Members* financially affected by COVID-19 can apply for an immediate cash loan for up to one (1) month’s net pay at a rate of 0% APR** (with OCCU checking account‡, 3% APR without). Borrowers have up to 36 months to repay the loan with 90 days to the first payment. For more information and to apply, please contact us at 800.365.1111 or send a secure message through MyOCCU Online & Mobile.
When the unexpected happens, a personal loan can help you pivot and meet the unexpected with confidence.
Depending on your credit qualifications, you could be approved for a personal loan up to $50,000. Our personal loan is a fixed-term, fixed-rate loan without any origination or service fees. Paying back your personal loan is easy with automatic payments available so you never worry about missing a payment.
A personal line of credit provides you the flexibility to access funds whenever you need them over a period of time at lower rates compared to credit cards. You can set your personal line of credit as overdraft protection. This helps you prevent having a transaction declined for insufficient funds.
Depending on your credit qualifications, you could be approved for a personal line of credit up to $50,000. You can make a withdrawal from the line of credit whenever you like by simply making a transfer to your checking account in Internet or mobile banking, or by visiting a branch. All these benefits without an annual fee.
“Thank you again for helping me out last week with that small loan. I am very grateful for you going the extra mile. If you hadn’t been able to help me, I’m not sure what I would have been able to do.”Sarah M.