Personal Loans

Personal lending that works for you

No matter what life throws at you, you’ll find the right personal lending option at OCCU. If you’re ready to begin your passion project or just want to be ready for a rainy day, we’re here to help reach your financial goals.

Personal Loan

When the unexpected happens, a personal loan can help you pivot and meet the unexpected with confidence.  

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Depending on your credit qualifications, you could be approved for a personal loan up to $50,000. Our personal loan is a fixed-term, fixed-rate loan without any origination or service fees. Paying back your personal loan is easy with automatic payments available so you never worry about missing a payment. 

RATES AS LOW AS

7.49%

Annual Percentage Rate (APR)*

* Depending on credit qualifications and term length, the APR is 7.49-19.49%. Rate is current as of 1/22/20.
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Personal Line of Credit

A personal line of credit provides you the flexibility to access funds whenever you need them over a period of time at lower rates compared to credit cards. You can set your personal line of credit as overdraft protection. This helps you prevent having a transaction declined for insufficient funds. 

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Depending on your credit qualifications, you could be approved for a personal line of credit up to $50,000. You can make a withdrawal from the line of credit whenever you like by simply making a transfer to your checking account in Internet or mobile banking, or by visiting a branch. All these benefits without an annual fee. 

RATES AS LOW AS

9.00%

Annual Percentage Rate (APR)*

*The Personal Line of Credit interest rate is a variable APR based on the prime rate, plus margin. Depending on credit qualifications, the APR is 9.00-22.99%. Rate is current as of 04.01.2020.
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Thank you again for helping me out last week with that small loan. I am very grateful for you going the extra mile. If you hadn’t been able to help me, I’m not sure what I would have been able to do.

Sarah M.

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