Priority Cash

Your emergency is our priority

It’s stressful finding yourself in the middle of an emergency. Getting access to cash to cover the cost can feel almost as overwhelming. Whether you have an unexpected car repair or a visit to urgent care, we’re here to make your need our priority. Current members of OCCU are eligible to apply for a Priority Cash loan, a one-time disbursement loan that is based on your relationship with us — not your credit.

We provide our members an alternative to payday loans and access to cash immediately when a need arises.

More about Priority Cash

To apply for Priority Cash

  • Must be a member for at least 90 days
  • Enrolled in MyOCCU Online & Mobile
  • Be a primary member in good standing

Features of Priority Cash

  • Loan approval in 60 seconds
  • Funds available immediately
  • Application has no impact on credit
  • Members can borrow up to $4,000
  • Repayment term up to 36 months



Priority cash is a high-cost, unsecured loan. OCCU offers other lower-cost lending options that may be available:

Have questions?

Want to learn more about Priority Cash or our other personal loans? Let's connect!

See rate and fees »
For example, a loan for $200 with a $25 origination fee, a term of 6-months and an 86.17% APR would result in monthly payments of $36.92. A loan for $4000 with a $25 origination fee, a term of 36-months and an 36.50% APR would result in monthly payments of $183.22. Rates, fees and programs subject to change without notice at any time.