Grow your savings fast with this high-yield account that’s great for all kinds of savers. Build an emergency fund or get started on the path of saving more money.
No minimum balance or deposit necessary.
Earn 5.25% annual percentage yield (APY)1 on the first $500 in the account.
Continue to earn competitive rates as your balance grows.
Only one account per primary membership.
Explore our interactive calculator and learn more here.
Earn a better return on bigger balances with our Money Market account. You can earn an APY of up to 0.45%2 interest on your entire savings balance without locking your money down. And you can make in-person withdrawals as often as you want.
- Minimum balances start at $500.
- Earn competitive interest.
- No limit on the number of Money Market accounts a member can open.
There is no limit on how many Secondary Savings accounts you can open and no minimum balance. Make separate buckets for all your savings goals with separate accounts and set up a savings goal to fund them using MyOCCU Online & Mobile.Open now
Help the children in your life thrive by creating a strong foundation for their future. A Lucky Duck Savings account will help kids under 12 years old learn firsthand about the value of money and how saving money today can lead to a better tomorrow.Learn more
1Ignite Savings account annual percentage yield (APY) and rate may change. Fees could reduce earnings. 5.25% APY on balances up to $500, 5.25%-3.45% APY on balances $500.01-$2,500, 3.45%-2.23% APY on balances $2,500.01-$5,000, 2.23%-0.85% APY on balances $5,000.01-$25,000, and 0.85%-0.30% APY on balances of more than $25,000.01. First-year earnings are based on a 12-month average.
2Money Market account APY & rate may change. Fees could reduce earnings. 0.30% APY on balances $500-$99,999.99, 0.34% APY on balances $100,000-$249,999.99, and 0.45% APY on balances of more than $250,000.
3Holiday or Tax Savings account APY & rate may change. There is a minimum opening balance requirement of $25. Fees could reduce earnings.
4Primary Savings account APY & rate may change. There is a minimum opening balance requirement of $5. Fees could reduce earnings.