Life means ch-ch-ch-changes. New digs. New town. New identity as college-graduate-slash-member-of-the-workforce.
At least one thing doesn’t have to change: your checking account. You can take your OCCU account with you wherever you go and still keep your money within easy reach. We may seem small and uber-local compared to a big bank, but we’ve got peeps everywhere. Being part of our family means you can walk into thousands of credit unions across the nation and get the same access to your account as you would right here in Oregon.
There’s no telling where life might take you next. Why go through the hassle of switching banks when you already have an account that will follow as you follow your dreams? Just think of all the great benefits you’d be giving up—like killer interest rates and free checking with no minimum balance, so you won’t get penalized for having a tight month.*
No matter what U.S. city you move to, your OCCU checking account stays at your fingertips with:
24/7 online access. Internet banking is like your digital money assistant. Wherever you can get online, you can make changes to your account, apply for new ones and stay on top of your money. Need a credit card? Thinking about buying a car? You can do it all without stepping foot into a branch.
Totally mobile deposits. Your mobile app is hands-down the best way to deposit checks from anywhere. Just snap a pic, and boom—money in the bank. Remote deposit capture lets us verify deposits quickly and gives us the most flexibility for releasing holds on your money. Who even needs an ATM anymore? But just in case you do, there’s…
An ATM right around the corner. Wherever you live, you’ll have no shortage of machines. You can connect to your OCCU account through 30,000 surcharge-free ATMs across the nation—that’s more than you’d get with any bank. Plus, if you upgrade to a Remarkable Checking® account, we’ll refund the fees for any ATM you visit, whether it’s in our network or not.**
Shared branches literally everywhere. When you need a little face time, you’ll always have a branch nearby. Our shared branching network connects you to thousands of credit unions nationwide. As an OCCU member, you can strut into any one of them and take care of business. Some branches might have you use a NextGen ATM rather than visit a teller, which means it can take us a bit longer to verify your deposits and release holds. Still, it’s another way to reach us no matter where you are.
Lots of things end when you graduate, like student discounts and financial aid checks. Your OCCU account doesn’t have to be one of them. We’ve got you covered while you make the move to your Next Big Thing.
*1.00% annual percentage yield offered on Remarkable Checking applies to the first $20,000 and 1.00% - .20% APY on balances greater than $20,000, subject to the qualifying factors (the “Qualifying Factors”) being met during each statement cycle: i) 12 debit card transactions must clear through your account during the cycle; ii) one direct deposit or other ACH credit or withdrawal must clear through your account during the cycle; and iii) maintain active enrollment in eStatements during the cycle. If one or more of the Qualifying Factors are not met, you will receive default interest of .05% APY for that statement cycle. Automatic payment is defined as a payment pulled from a Remarkable Checking account by an outside source and excludes OCCU’s Bill Pay service. APY effective 6/01/2022 and subject to change.
** Foreign ATM fees charged by non-OCCU and non-CO-OP financial institutions for the use of their ATMs will be automatically credited back to your account by OCCU at the end of the statement cycle. This credit is subject to meeting the qualifying factors. Statement Cycle = first day of the calendar month to the last day of the calendar month. Example: May 1 – May 31.