Personal Checking Accounts

Banking 24/7

With our Internet Banking and MyOCCU Mobile Banking options, managing your money at OCCU comes with 24/7 convenience.

  • Feel protected with top-notch security
  • Transfer funds quickly
  • Manage your personal finances simply
  • Stay secure and up-to-date with OCCU alerts
  • Contact us securely
  • Pay bills quickly
  • Deposit checks with mobile deposit capture

Give savings a boost with Change Jar

We all know it's important to save. Here's how we can make saving a bit easier for you. We’ll round up your transactions to the nearest dollar and put the change right in your savings account. Give us a call or stop by your local branch to enroll in Change Jar. It adds up.

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OCCU Change Jar

“My favorite thing right now is Remarkable Checking. I travel a lot for work...I don’t have to go and pull out a bunch of cash before I go, I can go and use an ATM without fees – that’s awesome.”

Melissa Hurley
Apple Pay logo

A new way to pay. No wallet required.

All our credit and debit cards are compatible with Apple Pay, so you can pay simply and securely.

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Overdraft Protection

We can help save you the inconvenience and expense of a declined payment or returned check. Talk to us about taking advantage of our overdraft protection options.

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Simple to Switch

It's simple to switch with our handy switch kit. We'll help you make a smooth transition to OCCU from another financial institution or switch the type of account you already have with OCCU.

Download Switch Kit »

Resource Center

Man having morning coffee

4 better budgeting considerations

You probably know the basics of building a budget. What you may not know is how refinancing existing debt may help boost your budget.

Graph of what's in your FICO score

What's a FICO score anyway?

We all have a FICO score, or at least anyone who has ever used credit does. Although you may be familiar with the concept of a credit score, do you really know what goes into coming up with a FICO score?

Have questions?

Want to learn more about our checking accounts? Let's connect!

*1.35% APY offered on Remarkable Checking applies to the first $20,000 and .30% APY on balances greater than $20,000 subject to the following qualifying factors (the “Qualifying Factors”) being met during each statement cycle: i) 12 debit card transactions must clear through your account during the cycle; ii) one direct deposit or other ACH credit or withdrawal must clear through your account during the cycle; iii) one login to Internet Banking or MyOCCU Mobile during the cycle; and iv) maintain active enrollment in eStatements during the cycle. If one or more of the Qualifying Factors are not met, you will receive default interest of .05% APY for that statement cycle. APYs effective 08/18/2014 and subject to change at any time. Fees could reduce earnings.
** Foreign ATM fees charged by non-OCCU and non-Co-Op financial institutions for the use of their ATMs will be automatically credited back to your account by OCCU at the end of the statement cycle. This credit is subject to meeting the Qualifying Factors. Statement cycle = first day of the calendar month to the last day of the calendar month. Example – May 1 – May 31.
***If balance falls below $300 at any one time during the month, there will be a $5 Account Service fee.