Upgrade your checking account
You work hard for your money. And our checking accounts make it easy for you to manage your money – without all the fees. Remarkable Checking earns more and it's free!
Open nowRemarkable Checking
There’s a reason we call it Remarkable Checking—it comes with remarkable benefits. We believe our members should be rewarded. On top of
- Earns monthly interest
- Free internet and mobile banking
- Free debit card
- Free eStatements
- Free bill pay
- No minimum balance
- No monthly service fee
- Free ATMs**
Simplicity Checking
Our Simplicity Checking is… well, simple. You’ll earn interest on your account balance, and as long as your balance doesn’t fall below $300 during the month, you’ll have no fees. There are no requirements for eStatements, logging into MyOCCU Online & Mobile or how many electronic deposits, withdrawals or debit card transactions you make.
- Earns monthly interest
- Free internet and mobile banking
- Free debit card
- Free eStatements
- Free bill pay
- $300 minimum balance***
Remarkable Checking
Start earning more with Remarkable Checking. No fees, no minimum balance, plus interest rates up to 1.35% annual percentage yield.*
Get detailsConvenient Banking 24/7
With MyOCCU Online and Mobile banking options, managing your money at OCCU comes with 24/7 convenience.
- Feel protected with top-notch security
- Transfer funds quickly
- Manage your personal finances simply
- Stay secure and up-to-date with OCCU alerts
- Contact us securely
- Pay bills quickly
- Deposit checks with mobile capture
Give savings a boost with Change Jar
We all know it's important to save. Because we want to make saving even easier for you, we offer the OCCU Change Jar savings program. Everyday purchases on your OCCU debit card can put money in your savings account! We’ll round up your transactions to the nearest dollar amount and automatically transfer the difference of your day’s purchases from your checking account to your savings account. If you’d like to participate and you have an active OCCU checking account, savings account and debit card, give us a call or stop by your local branch to enroll in Change Jar. It adds up.
Learn more
“With Remarkable Checking you get some services for free that other financial institutions charge for. Plus, you get a high interest rate compared to a lot of other banks.”
Marvy S.
A new way to pay. No wallet required.
At OCCU, we offer digital payment options to meet your mobile needs. Whether you prefer Visa Checkout, Apple Pay,R Samsung Pay and Google Pay, all of our debit and credit cards are compatible. OCCU digital payment options - make shopping simple, secure and private.
Learn more about Apple PayOverdraft Protection
We can help save you the inconvenience and expense of a declined payment or returned check. Talk to us today about taking advantage of one of our overdraft protection options.
Learn more »Visa Debit
OCCU debit cards make all your purchases easy and secure. Pay for everything, big or small, in person and online; even your monthly bills. Plus you can access cash back at most retailers, and they're free with OCCU checking accounts.
Resource Center
Teach your kids to manage money early
When it comes to finances, doesn’t it seem like some people just have a
Build a budget for your summer fun
Don’t let your summer funds run out before your summer fun does. By building a vacation budget now, managing money and enjoying your summer is easy.
Have questions?
Want to learn more about our checking accounts? Let's connect!