Checking accounts that work for you
You work hard for your money. Our checking accounts make it easy for you to manage your money – without all the fees. OCCU's checking account options include Remarkable Checking and Simplicity Checking. Take a look at the features below to help you choose the account that suits your lifestyle best.
Remarkable Checking
There’s a reason we call it Remarkable Checking. With 1.35% APY* and no fees, it’s our most rewarding account yet.
- Free Internet and Mobile Banking
- Free debit card
- Free eStatements
- Free Bill Pay
- Earns monthly interest
- No monthly service fee
- No minimum balance
- Free ATMs**
- 1.35% APY on balances up to $20,000*
Simplicity Checking
It's simply easier, whether you’re paying bills or checking your balance with Simplicity Checking.
- Free Internet and Mobile Banking
- Free debit card
- Free eStatements
- Free Bill Pay
- Earns monthly interest
- $300 minimum balance***
ConvenientBanking 24/7
With our Internet Banking and MyOCCU Mobile Banking options, managing your money at OCCU comes with 24/7 convenience.
- Feel protected with top-notch security
- Transfer funds quickly
- Manage your personal finances simply
- Stay secure and up-to-date with OCCU alerts
- Contact us securely
- Pay bills quickly
- Deposit checks with mobile deposit capture
Give savings a boost with Change Jar
We all know it's important to save. Here's how we can make saving a bit easier for you. We’ll round up your transactions to the nearest dollar and put the change right in your savings account. Give us a call or stop by your local branch to enroll in Change Jar. It adds up.
Learn more
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“My favorite thing right now is Remarkable Checking. I travel a lot for work...I don’t have to go and pull out a bunch of cash before I go, I can go and use an ATM without fees – that’s awesome.”
Melissa Hurley
A new way to pay. No wallet required.
All our credit and debit cards are compatible with Apple Pay, so you can pay simply and securely.
Learn MoreOverdraft Protection
We can help save you the inconvenience and expense of a declined payment or returned check. Talk to us about taking advantage of our overdraft protection options.
Learn more »Simple to Switch
It's simple to switch with our handy switch kit. We'll help you make a smooth transition to OCCU from another financial institution or switch the type of account you already have with OCCU.
Download Switch Kit »Resource Center
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Have questions?
Want to learn more about our checking accounts? Let's connect!