Low Introductory Rate: Get 0% introductory Annual Percentage Rate (APR) on balance transfers for the first 12 months,* and say goodbye to annual fees and foreign transaction fees.
Score rewards: Earn points redeemable toward cash back, gift cards, travel, and merchandise with every purchase. 1 point per dollar spent on all other qualifying purchases. 10,000 bonus points when you complete your first purchase and spend at least $500 in the first 90 days.
Shop with confidence: Have peace of mind with the NICE PERKS® Visa® Credit Card knowing that you have zero fraud liability, a card with secure microchip technology, and the option to use Apple Pay,® Google Pay,TM Samsung Pay, and Visa Checkout.®
Annual fee: None
Annual Percentage Rate (APR)
Transfer balances at a 0% introductory APR for the first 12 months.
Purchases or balance transfers after introductory period, 11.24% to 21.24% variable, based on credit.
Cash advances have a variable rate of 16.24% to 26.24%, based on credit.
Foreign transaction fees: None
“We used the NICE Perks card through the credit union and that’s been very helpful because of the rewards program...”Kyle Welch