Low Introductory Rate: Get 0% introductory Annual Percentage Rate (APR) on purchases and balance transfers for the first 12 months,* and say goodbye to annual fees and foreign transaction fees.
Score rewards: Earn points redeemable toward cash back, gift cards, travel, and merchandise with every purchase with 1.25 points per dollar spent on all qualifying purchases. 10,000 bonus points when you complete your first purchase and spend at least $500 in the first 90 days.
Shop with confidence: Have peace of mind with the NICE PERKS® Visa® Credit Card knowing that you have zero fraud liability, a card with secure microchip technology, and the option to use Apple Pay,® Google Pay,TM Samsung Pay, and Visa Checkout.®
Annual fee: None
Annual Percentage Rate (APR)
0% introductory APR on purchases and balance transfers for the first 12 months.
Purchases and balance transfers after introductory period, 11.49% to 21.49% variable, based on credit.
Cash advances have a variable rate of 16.49% to 26.49%, based on credit.
Foreign transaction fees: None
“We used the NICE PERKS card through the credit union and that’s been very helpful because of the rewards program...”Kyle Welch