Low Introductory Rate: Get 0% introductory Annual Percentage Rate (APR) on purchases and balance transfers for the first 12 months,* and say goodbye to annual fees and foreign transaction fees.
Score rewards: Earn points redeemable toward cash back, gift cards, travel and merchandise with 1.25 points per dollar spent on all qualifying purchases or 2 points per $1 spent on all qualifying charitable donations. Get 10,000 bonus points when you complete your first purchase and spend at least $500 in the first 90 days.
Shop with confidence: Have peace of mind with the NICE PERKS Visa Credit Card knowing that you have zero fraud liability**, a card with secure microchip technology and the option to use Apple Pay,® Google Pay,TM Samsung Pay and Visa SRC.®
Annual fee: None
Annual Percentage Rate (APR)
0% introductory APR on purchases and balance transfers for the first 12 months.*
Purchases and balance transfers after introductory period, 9.99% to 19.99% variable APR, based on credit.
Cash advances have a variable APR of 14.99% to 24.99%, based on credit.
Foreign transaction fees: None
“We used the NICE PERKS card through the credit union and that’s been very helpful because of the rewards program...”Kyle Welch