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When you have insurance, you can rest assured that you’ll have help if something unfortunate happens. That's why OCCU offers our members a variety of insurance programs

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Bounced checks and paying expensive return item fees are a hassle. We’re here to give you peace of mind. Here’s how we can help protect your accounts from overdrafts.

Dog at a white picket fence

Studying your homeowners insurance can give you peace of mind to know your covered for a variety of scenarios. 

Adult family in kitchen

If something were to happen to you, how would your family take care of your pet—or your children? Pay your mortgage? Cover your funeral expenses?

Family playing in water fountain

Did you know most people believe life insurance costs nearly three times its actual price? It’s one of the main reasons two in five American adults don’t own any.

Woman with her dog in the back of a truck

While you can’t protect yourself from every curve ball life throws your way, we can help you make sure your OCCU loan is protected.

Mother with children and RV

Your RV is your ticket to freedom. It’s the force that sets you loose upon the world, a home base that goes where you go.

We all have ways of protecting ourselves when we travel. Taking pre-flight Emergen-C. Studying the hotel evacuation map.

Your purchase of Payment Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Payment Protection. You may cancel the protection at any time. If you cancel protection within 60 days you will receive a full refund of any fee paid.