What's New

You and OCCU

Your go-to hub for all things new at Oregon Community Credit Union.

 

We’re bringing everything you deserve.

Wish you had one spot to get all the latest OCCU updates? This is it!

You and OCCU is a brand-new hub we created for our members to have access to all our exciting announcements.

You’re an important part of our growth and vision. Join in and come along with us as we explore new paths, member experiences, services and more together.

Use the drop-down menus below to discover and learn more.

P.S. We recommend you bookmark this page and revisit it often for the latest updates!

OCCU snapshot: a quick take on what’s new

  • Look ahead. Your thoughts may be on pumpkin spices and the upcoming holidays, but the new year is not far behind. What are your goals for the future? Our 7-month CD special will let you start saving for your next summer vacation. And if you take advantage of our 13-month promotion now, it will mature just in time for 2024. Invest now and thank yourself later.  Start saving.
     
  • Smart saving. Is a new saving strategy on your list of new year’s resolutions? A high-yield savings account from OCCU is the perfect place to start. Keep your money accessible, get great returns and give yourself a head start on the new year by starting now. Here’s how it works.
     
  • Better together. Batman and Robin. Peanut butter and jelly. Ben and Jerry. Some things just work better as a team. And when it comes to your finances, there’s no better pairing than checking and savings. When used individually, your money stays safe, secure and accessible. But when you combine their powers, they can do even more. Meet your new dynamic duo.
     
  • Take a break. The holidays will be here soon. If you need a little help affording all the food, fun and festivities that come along with the end of the year, we’ve got your back. Our Skip-a-Pay program lets you skip up to two payments on your OCCU vehicle or personal loans, giving you a little more leeway in your budget. It’s our gift to you, so you can focus on what’s really important this holiday season.

Learn more

+   Member security: Protect yourself and your financial information   

Scammers are always trying to find new ways to access your information and your accounts, using tactics like:

  • Phishing. Sending emails disguised as being from reputable people or organizations, like friends, family members or your local credit union.
  • Vishing. Have you ever gotten a phone call from someone claiming to be from the IRS, requesting information because there “was something wrong with your tax return”? Or a representative from your financial institution claiming there’s a problem with your account? That’s vishing.
  • Smishing. Like phishing, but through text. This one’s particularly sneaky because people tend to trust texts more readily than phone calls.
  • Skimming. By tampering with credit card readers and ATMs, criminals can stealthily capture card information and the cardholder is none the wiser.
  • Fraudulent websites. Most of us know to watch out for suspicious links. But spoofed websites are a bit trickier. People typically end up on a spoofed site when they type their destination into a search bar and the search result gets hijacked, pointing the user to a fraudulent site instead.

At OCCU, we take every step possible to protect your personal information and your finances. That includes providing you with resources to help you spot the scams so you can stay vigilant. Our Member Security YouTube playlist will let you know how to protect yourself.

When we work together, your finances and your information are doubly fortified against intruders.

+   Introducing a new member benefit: early direct deposit   

You work hard for your money. Wouldn’t it be nice to get it sooner?

We’re thrilled to announce that OCCU members now have the benefit of accessing money from direct deposits early!

We’ve talked before about the benefits of direct deposit. The convenience. The security. Now we can add speed to the list! When you have your paycheck direct-deposited, it could hit your account up to three days earlier.*

Direct deposits into these accounts will arrive up to three days early:

  • Checking accounts
  • Business checking accounts.
  • Savings accounts.
  • Business savings accounts.
  • Money market accounts.
  • … And more!

There’s no cost and no need to enroll beyond having direct deposit set up. It’s just a perk of being an OCCU member.



*Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. OCCU may, but shall not be required to under any circumstances, make these funds available on the day the payment file is received, which may be up to three (3) days earlier than the scheduled payment date. OCCU does not assume any liability for not depositing these funds to your account early. OCCU may terminate early access at any time without notice.

+   Fight inflation, maximize your savings  

Right now, we’re offering a limited 2.55% annual percentage yield (APY)* with our 7-month certificate of deposit (CD) and a 3.95% APY* with our 13-month CD. Take advantage of higher interest rates and reach your financial goals sooner. Give your savings a boost.


*Promotion is for a 7-month CD with an APY of 2.55% or a 13-month CD with an APY of 3.95% . Annual percentage yield (APY) accurate as of 12/06/2022. Minimum balance of $500 to open certificate and obtain APY. Fees may reduce earnings. Early withdrawal penalty may apply. Federally insured by NCUA. Offer may end at any time, contact OCCU for more details.

+   We’ve got your back   

It’s perfectly natural to be concerned about your financial security. Even in times of prosperity, you should be mindful of potential issues with your savings and investments. And as news swirls about a potential government shutdown, it’s OK to worry.

But there’s no need to stress.

Remember: This isn’t the first time the country has faced a roadblock like this. And banking systems have evolved considerably since the Great Depression, or even 1987’s Black Monday. “There wasn’t the huge, centralized banking system we have now,” says Heather Metcalf AWMA® , OCCU financial advisor. “There are a lot of rules in place to prevent that from happening again.”

It’s also important to keep in mind that when your money is deposited into a checking or savings account, it’s insured. Your OCCU accounts — all credit union accounts, in fact — are insured by the NCUA up to at least $250,000 per individual depositor. If it’s in an OCCU account, it’s safe with us.

If you’re concerned about how a shutdown might affect your financial well-being, let us help. No matter where you are on your financial journey, our team of advisors can help you get on track, stay the course, or reroute. Let’s talk.

“There will always be movements in the market,” Metcalf said. “And you can’t have a rainbow without rain.” As an OCCU member, you have a partner with a vested interest in your financial success. When you bank with us, we have your back, rain or shine.


*Securities offered through Securities America, Inc., member FINRA/SIPC.  Financial Advice & Investment Advisory Services offered through PFG Advisors, a Registered Investment Advisor (RIA). PFG Advisors, OCCU Investment Services, Oregon Community Credit Union and Securities America, Inc. are separate entities. Securities America and its representatives do not provide tax or legal advice; therefore it is important to coordinate with your tax or legal advisor regarding your specific situation.
CLICK HERE FOR A COPY OF PFG ADVISORS’ RELATIONSHIP SUMMARY (FORM CRS).
CLICK HERE FOR A COPY OF SECURITIES AMERICA, INC’S RELATIONSHIP SUMMARY (FORM CRS).
Free and simple tools are available for research firms and financial professionals at INVESTOR.GOV/CRS, which also provides educational materials about broker-dealers, investment advisors, and investing. 
 
Not NCUA Insured • No Credit Union Guarantee • May Lose Value
This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.
 
Member FINRA/SIPC . FINRA registered branch office location: 2890 Willamette Street, Eugene, OR 97405

+   OCCU is growing   

OCCU is growing, and we recently put down roots in Junction City. The branch is open and we can’t wait to meet you there!

You can also visit us at our other newest branch locations:

  • Keizer branch.
  • Salem branch.
  • Wilsonville branch.

Visit our locations page here for more details.

+   Enhanced ATMs & video teller service  

We have rolled out new automated teller machines (ATMs), video teller service and upgraded interactive teller machine (ITM) technology!

ATMs: Our new machines offer all the ease and convenience of automated banking, but with a more human touch. Your visits will be more member-centered with updated self-service and security enhancements.

ITM technology: We’re introducing a new member experience! Now available is upgraded technology for our ATMs. ITM technology allows you to connect with our team by video. This new member experience is secure and expands the service options available to you. Get ready for a convenient way to complete in-branch transactions — without leaving your car!

The new video teller experience is now available at all branch and kiosk locations.

Thanks for growing with us!

Our latest OCCU updates are possible because of you. Find out ways you can share your feedback and voice with our team.