You and OCCU
Your go-to hub for all things new at Oregon Community Credit Union.
We’re bringing everything you deserve.
Wish you had one spot to get all the latest OCCU updates? This is it!
You and OCCU is a brand-new hub we created for our members to have access to all our exciting announcements.
You’re an important part of our growth and vision. Join in and come along with us as we explore new paths, member experiences, services and more together.
Use the drop-down menus below to discover and learn more.
P.S. We recommend you bookmark this page and revisit it often for the latest updates!
OCCU snapshot: a quick take on what’s new
- We’ve got your back. Living through the pandemic has been tough on many of our members. But together, we’re tougher. If you faced financial setbacks, we have options to help get you back on your feet. Let us help.
- A century of service. For 100 years, credit unions provided an alternative to the traditional banking model — by putting the power and the profits into the hands of member-owners. International Credit Union Day served as a reminder of the importance of this cooperative approach to finance. Learn more about the credit union difference.
- What’s your score? Did you know that all Americans are entitled to a free credit report from each credit bureau every week through April 20, 2022? It’s just a way to help everyone manage their credit through a difficult time. A good credit score is a key to financial wellness. It determines loan rates and credit eligibility and shows lenders that you are responsible. Find out where to get your free report, how these scores are determined and how to improve yours.
- Junction City, here we come! OCCU is growing, and we’re putting down roots in Junction City. Construction of our new branch is underway in a growing shopping center located at 94606 Highway 99W, near
At OCCU, the safety of our members and employees is our top priority. We are working to help our employees, members and community through these challenging times. Our team is proactively taking steps to ensure easy access to financial services while supporting the health and safety of our members and employees.
Important update: August 2021
OCCU has closely followed local, state and federal guidelines through the the COVID-19 pandemic.
Effective Aug. 13th, 2021: In accordance with the Governor’s state-wide mandates, OCCU is re-instating the use of face coverings and social distancing in all OCCU locations.
Read the latest member updates on COVID-19.
A component of the spending bill now currently under consideration by Congress could affect your banking privacy.
As Congress continues to work on spending packages, they are also still working to find new sources of revenue. This includes discussing legislation that would lead to new rules requiring financial institutions – all banks and credit unions– to report how much money flows into and out of consumer accounts. Financial institutions already submit forms to the IRS regarding accrued interest and taxable events. This legislation could expand those requirements.
We continue to monitor the situation closely and have joined credit union supporters across the county in sending messages to elected officials to advocate against these ideas on behalf of our membership.
If you would like to share your voice on the proposed IRS reporting provisions, please visit the Credit Union National Association (CUNA) Grassroot Action Center and send a message to your federal legislators.Make your voice heard
It’s perfectly natural to be concerned about your financial security. Even in times of prosperity, you should be mindful of potential issues with your savings and investments. And as news swirls about a potential government shutdown, it’s OK to worry.
But there’s no need to stress.
Remember: This isn’t the first time the country has faced a roadblock like this. And banking systems have evolved considerably since the Great Depression, or even 1987’s Black Monday. “There wasn’t the huge, centralized banking system we have now,” says Heather Metcalf, OCCU financial advisor. “There are a lot of rules in place to prevent that from happening again.”
It’s also important to keep in mind that when your money is deposited into a checking or savings account, it’s insured. Your OCCU accounts — all credit union accounts, in fact — are insured by the NCUA up to at least $250,000 per individual depositor. If it’s in an OCCU account, it’s safe with us.
If you’re concerned about how a shutdown might affect your financial well-being, let us help. No matter where you are on your financial journey, our team of advisors can help you get on track, stay the course, or reroute. Let’s talk.
“There will always be movements in the market,” Metcalf said. “And you can’t have a rainbow without rain.” As an OCCU member, you have a partner with a vested interest in your financial success. When you bank with us, we have your back, rain or shine.
*Securities offered through Securities America, Inc., member FINRA/SIPC. Financial Advice & Investment Advisory Services offered through PFG Advisors, a Registered Investment Advisor (RIA). PFG Advisors, OCCU Investment Services, Oregon Community Credit Union and Securities America, Inc. are separate entities. Securities America and its representatives do not provide tax or legal advice; therefore it is important to coordinate with your tax or legal advisor regarding your specific situation.
Free and simple tools are available for research firms and financial professionals at INVESTOR.GOV/CRS, which also provides educational materials about broker-dealers, investment advisors, and investing.
Not NCUA Insured • No Credit Union Guarantee • May Lose Value
This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.
Member FINRA/SIPC . FINRA registered branch office location: 2890 Willamette Street, Eugene, OR 97405
OCCU is growing, and we’re putting down roots in Junction City.
We can’t wait to meet you there!
POSTPONED - 10/25/2021: This work is postponed due to weather. Updates will be posted here.
The second phase of work on the Thurston ATM kiosk will begin on October 25. The improvements will be mostly cosmetic but will set the stage for bigger improvements in the near future.
There may be limited access to the kiosk while work is being done, but there are plenty of other ways to access your accounts:
- Visit us at a nearby branch. You can receive a full range of services at any of our locations, including the nearest branch at 1981 Mohawk Blvd.
- Digital banking. Many of the same services you access at our kiosk are also available at MyOCCU Online and Mobile. Sign up or log in to manage your accounts from your desktop computer or phone.
- Shared branching. You can also take advantage of our shared branching network that connects you to thousands of credit unions nationwide. Wherever you are, just type in your location on our website or mobile app and check the box next to “Shared branches and ATMs” to find a location near you.
We aim to complete this phase of improvements as quickly as possible, so you can continue accessing all our services in the way that suits you best.
Introducing the first of many updates to your cardholder experience. Here’s what to look forward to after you log in to manage your card and authenticate your account.
Initial improvements include:
- A mobile-friendly design.
- An enhanced feature display.
- An improved help center messaging system.
- The ability to easily schedule one-time or recurring payments.
- Card alerts that can be sent to you via email or text.
You can learn more about this update here.
Not a cardholder?
It’s a great time to explore your options and see how you can add the card with community at its core to your wallet. Learn more and apply at MyOCCU.org/credit-cards.
We’re rolling out new automated teller machines (ATMs) and video teller service!
ATMs: Our new machines offer all the ease and convenience of automated banking, but with a more human touch. Your visits will be more member-centered with updated self-service and security enhancements. Read more about these updates here.
Video Teller Service: We’ll be introducing a new member experience! This fall upgraded technology at select ATMs will allow you to connect with our team by video. This new member experience is secure and expands the service options available to you. Get ready for a convenient way to complete in-branch transactions — without leaving your car!
Shred Fest 2022 and the availability of shred bins in OCCU branches is taking place this spring! We’ll share confirmed details here as soon as they’re available.
*Standard closing costs and prepaid escrows apply. Borrower is required to contribute a minimum of $1,000 and can be used toward closing costs. Borrower must have a minimum 680 credit score, other credit qualifications, conditions and restrictions apply.