- No monthly service fee
- Free internet and mobile banking
- Free debit card
- Free eStatements
- Free bill pay
- Earns monthly interest
- No minimum balance
- Free ATMs1
- 1.35% APY on balances up to $20,0002
Convenient Banking 24/7
With MyOCCU Online and Mobile banking options, managing your money at OCCU comes with 24/7 convenience.
- Feel protected with top-notch security
- Transfer funds quickly
- Manage your personal finances simply
- Stay secure and up-to-date with OCCU alerts
- Contact us securely
- Pay bills quickly
- Deposit checks with mobile capture
Give savings a boost with Change Jar
We all know it's important to save. Because we want to make saving even easier for you, we offer the OCCU Change Jar savings program. Everyday purchases on your OCCU debit card can put money in your savings account! We’ll round up your transactions to the nearest dollar amount and automatically transfer the difference of your day’s purchases from your checking account to your savings account. If you’d like to participate and you have an active OCCU checking account, savings account and debit card, give us a call or stop by your local branch to enroll in Change Jar. It adds up.Learn more
“With Remarkable Checking you get some services for free that other financial institutions charge for. Plus, you get a high interest rate compared to a lot of other banks.”Marvy S.
A new way to pay. No wallet required.
At OCCU, we offer digital payment options to meet your mobile needs. Whether you prefer Visa Checkout, Apple Pay,R Samsung Pay and Google Pay, all of our debit and credit cards are compatible. OCCU digital payment options - make shopping simple, secure and private.Learn more about Apple Pay
We can help save you the inconvenience and expense of a declined payment or returned check. Talk to us today about taking advantage of one of our overdraft protection options.Learn more »
OCCU debit cards make all your purchases easy and secure. Pay for everything, big or small, in person and online; even your monthly bills. Plus you can access cash back at most retailers, and they're free with OCCU checking accounts.
How many accounts do you really need?
Sophia Bera used to have a savings account for each of her financial goa
Holiday budgeting lessons for kids
You might think your child is too young to grasp such abstract concepts as money, but you might be surprised. Kids as young as three years old can learn the basics like spending and saving.