Low Introductory Rate: 0% introductory Annual Percentage Rate (APR) on purchases and balance transfers for the first 12 months, and say goodbye to annual fees and foreign transaction fees.
Earn points redeemable toward cash back, gift cards, travel, and merchandise with every purchase.
1.25 points per dollar spent on all qualifying purchases.
5 points per dollar spent at qualifying Beaver merchant, including the OSU Beaver Store, Oregon State Alumni Association, Beaver Ticket Central, and Oregon State University Foundation.
10,000 bonus points when you complete your first purchase and spend at least $500 in the first 90 days.
Shop with confidence: With the Beaver Card, you can have peace of mind knowing you have zero fraud liability and a card with secure microchip technology.
Annual Percentage Rate (APR)
0% introductory APR on purchases and balance transfers for the first 12 months.
Purchases and balance transfers after introductory period, 11.74% to 21.74% variable, based on credit.
Cash advances have a variable rate of 16.74% to 26.74%, based on credit.
Foreign transaction fees: