How to deposit a check with MyOCCU Mobile

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In many ways, the pandemic has been an exercise in patience. Businesses have had to cut back their staffing and limit their building capacities to allow social distancing. With drive-up services in high demand, we understand that most of us are spending more time than we’d like waiting in long lines.

We share our members’ sentiment at having to wait in long drive-up lines and we’re thankful for your patience while our team navigates branch changes to keep your safety first. We agree that depositing your check is a task that should be fast, easy and friction-free. Since our branch staffing is limited because of COVID, one way to avoid the wait times and get quicker access to your money is to deposit your checks through our mobile app.

Did you know that MyOCCU Mobile lets you deposit checks right from your mobile device, without ever leaving your home? It’s as quick and easy as snapping a couple of photos. Our user-friendly app is simple to set up, and once you get started, we think you’ll really enjoy the convenience it gives you to manage your money.

MyOCCU Mobile gives you total control of your money no matter where you are. You can manage all of your OCCU accounts in one place and perform most of your basic banking tasks, from deposits to transfers, without ever having to visit a branch. You’ll save time and gas, and best of all you can skip the lines at the drive-up.

If you’ve never deposited a check through our app before, don’t worry. We’ll walk you through it. Here’s our step-by-step guide:

Step 1: Download the MyOCCU Mobile app

Visit here to download or search for “MyOCCU Mobile Banking” in your app store to download the app onto your device.

Step 2: Log in to the app

Enter your username and password. The first time you log in, you’ll get a prompt asking whether you want to allow the app to access your device’s camera. For depositing checks, you’ll need to enable access.

Step 3: Prepare your check

Sign the back to endorse your check and write the words “For Mobile Deposit at OCCU.”

Step 4: Navigate the menu

Tap the menu icon and select “Deposit Check.” Read and agree to the disclosure as prompted.

Step 5: Select an account

Under “Deposit Account,” tap “Select an Account” to choose where you want the funds to go.

Step 6: Enter the amount

Under “Amount,” tap the box to enter the amount of your check. No need to include decimals—the app will take care of that for you.

Step 7: Photograph your check

Tap “Check Front” and follow the prompts to take a picture of the front side of your check. You’ll need to place the check flat on a contrasting surface and make sure there’s enough lighting to capture the image. Then tap “Check Back” and turn your check over to capture the back side.

Step 8: Confirm your deposit

Double check your account and the amount of the check, and tap “Deposit Check” to finish the transaction. You’ll get a confirmation message to let you know your deposit was successful.

And you’re done! Say goodbye to wait times and celebrate the convenience of depositing your check—right at your fingertips.

Ready to deposit a check from the comfort of your own home? Explore the MyOCCU Mobile app to find out how you can skip the drive and wait times with remote check deposit today.