Schedule closing day
You're almost ready to sign the paperwork and start packing boxes. Before you do, you'll need to review your documents and talk to your REALTOR about scheduling a closing day appointment with the Title Company. To learn more about the closing process, take a look at our closing process guide below.View Closing Process
Review your closing disclosure
After you've scheduled your closing day, you'll receive your closing disclosure. This breaks down the final costs you'll owe and all credits you'll receive before moving into your new home. In order to close, you'll need to carefully review this document with your loan officer, sign it and bring it with you on closing day.
Close on your home
On closing day, you'll meet the escrow officer at his or her office to sign documents and make any final payments. Then, you'll wait two days for the deed to record before picking up your keys and moving into your new home. Be sure to come prepared on your closing day by reviewingClosing Tips
Move into your new home!
Get ready to put a new welcome mat at your front door. Once you've closed and picked up your keys, it's finally time to enjoy life as a homeowner! To celebrate your success, share a photo of your new home with friends and family over your social networks.Share your story
Beating the clock: a timeline of the mortgage process
Buying a home can feel like a roller coaster ride. Long periods of waiting are punctuated by flurries of progress. Then, suddenly, you’re careening toward home ownership.
Home equity line of credit or refinance?
With so many variables to consider, OCCU encourages you to talk with a Mortgage Loan Officer and let them know what you are hoping to do. OCCU will do its best to find the solution that meets your needs.