Schedule closing day
You're almost ready to sign the paperwork and start packing boxes. Before you do, you'll need to review your documents and talk to your REALTOR about scheduling a closing day appointment with the Title Company. To learn more about the closing process, take a look at our closing process guide below.View Closing Process
Review your closing disclosure
After you've scheduled your closing day, you'll receive your closing disclosure. This breaks down the final costs you'll owe and all credits you'll receive before moving into your new home. In order to close, you'll need to carefully review this document with your loan officer, sign it and bring it with you on closing day.
Close on your home
On closing day, you'll meet the escrow officer at his or her office to sign documents and make any final payments. Then, you'll wait two days for the deed to record before picking up your keys and moving into your new home. Be sure to come prepared on your closing day by reviewingClosing Tips
Move into your new home!
Get ready to put a new welcome mat at your front door. Once you've closed and picked up your keys, it's finally time to enjoy life as a homeowner! To celebrate your success, share a photo of your new home with friends and family over your social networks.Share your story
Shopping for a mortgage? Consider these three differences.
Credit Unions, like OCCU, offer the same mortgage programs as mortgage brokers, however, there are a few differences that may make a credit union a better lending option.
Got some home equity?
If you have some home equity to spare, putting it to work can be a smart financial move—as long as you spend it wisely.